County Hazards

States › Missouri › Marion County › ZIP 63401

ZIP code 63401, Marion County, Missouri

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 389 NFIP claims for ZIP 63401 (Marion County, Missouri), with $5.4M paid on 303 claims since 1978.

That is 72.7% of the 535 claims recorded across Marion County. The average paid claim in the ZIP is $18K, lower than the county average of $26K and the Missouri average of $23K.

FEMA counts 19 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 50 residential flood policies in force, covering 0.4% of residential structures.

389NFIP claims since 1978
303paid claims
$5.4Mtotal paid
$18Kaverage paid claim

Compared with the county and state

MeasureZIP 63401MarionMissouriUS
Claims since 197838953551,3042,680,429
Share of claims paid78%81%85%78%
Average paid claim$18K$26K$23K$43K
Share of county claims72.7%100%——
Repetitive-loss properties19243,886—

Claims by year of loss

197820022026
NFIP claims in ZIP 63401 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s27$53,848
1980s181$414,410
1990s59$1,341,139
2000s49$1,251,307
2010s71$2,235,477
2020s2$77,981
Year of lossClaimsPaid claimsAmount paidAverage paid
202021$77,981$77,981
20191311$681,812$61,983
201810$0—
201511$1,947$1,947
201422$18,672$9,336
201342$19,722$9,861
201111$3,149$3,149
20104943$1,510,174$35,120
200911$1,576$1,576
20082117$826,574$48,622
200422$9,156$4,578
20012518$414,001$23,000
199811$10,247$10,247
199632$17,597$8,798
19935449$1,313,295$26,802
199210$0—
198711$5,900$5,900
19866350$215,072$4,301
1985119$10,267$1,141
198410$0—
19837248$161,199$3,358
198284$2,145$536
19812420$19,827$991
198010$0—
19792720$53,848$2,692

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Marion County

Marion County has 428 weather events in the NCEI record since 1950 (7 in the last 12 months), 25 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 39; hurricane-strength tracks within 50 miles: 0.

Hail: 111 · Tornado: 12 · Flood: 39 · Wind: 152 · Winter: 54 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 63401?

389 claims since 1978 in the OpenFEMA NFIP claims file, 303 of them with a payment.

How much has the NFIP paid out in ZIP 63401?

$5.4M across 303 paid claims (building, contents and increased-cost-of-compliance payments combined), about $18K per paid claim.

Which year had the most flood claims in 63401?

1983, with 72 claims and $161K paid.

What county is ZIP 63401 in?

Most claims in this ZIP carry the county code for Marion County, Missouri; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.