County Hazards

States › Missouri › Buchanan County › ZIP 64507

ZIP code 64507, Buchanan County, Missouri

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 23 NFIP claims for ZIP 64507 (Buchanan County, Missouri), with $250K paid on 19 claims since 1978.

That is 3.7% of the 623 claims recorded across Buchanan County. The average paid claim in the ZIP is $13K, lower than the county average of $43K and the Missouri average of $23K.

FEMA counts 3 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 215 residential flood policies in force, covering 0.7% of residential structures.

23NFIP claims since 1978
19paid claims
$250Ktotal paid
$13Kaverage paid claim

Compared with the county and state

MeasureZIP 64507BuchananMissouriUS
Claims since 19782362351,3042,680,429
Share of claims paid83%85%85%78%
Average paid claim$13K$43K$23K$43K
Share of county claims3.7%100%——
Repetitive-loss properties3713,886—

Claims by year of loss

197820022026
NFIP claims in ZIP 64507 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$14,168
1980s8$52,138
1990s3$26,435
2000s3$63,888
2010s5$13,802
2020s3$79,416
Year of lossClaimsPaid claimsAmount paidAverage paid
202133$79,416$26,472
201610$0—
201533$10,597$3,532
201411$3,205$3,205
200911$6,188$6,188
200711$57,700$57,700
200010$0—
199611$2,888$2,888
199322$23,547$11,774
198632$8,450$4,225
198422$19,021$9,510
198310$0—
198222$24,667$12,333
197811$14,168$14,168

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Buchanan County

Buchanan County has 673 weather events in the NCEI record since 1950 (13 in the last 12 months), 28 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 121; hurricane-strength tracks within 50 miles: 0.

Hail: 178 · Tornado: 26 · Flood: 121 · Wind: 258 · Winter: 44 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 64507?

23 claims since 1978 in the OpenFEMA NFIP claims file, 19 of them with a payment.

How much has the NFIP paid out in ZIP 64507?

$250K across 19 paid claims (building, contents and increased-cost-of-compliance payments combined), about $13K per paid claim.

Which year had the most flood claims in 64507?

1986, with 3 claims and $8K paid.

What county is ZIP 64507 in?

Most claims in this ZIP carry the county code for Buchanan County, Missouri; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.