County Hazards

States › Missouri › Barry County › ZIP 65708

ZIP code 65708, Barry County, Missouri

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 59 NFIP claims for ZIP 65708 (Barry County, Missouri), with $2.3M paid on 47 claims since 1978.

That is 111.3% of the 53 claims recorded across Barry County. The average paid claim in the ZIP is $48K, close to the county average of $47K and the Missouri average of $23K.

FEMA counts 7 repetitive-loss properties and 2 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 6 residential flood policies in force, covering 0% of residential structures.

59NFIP claims since 1978
47paid claims
$2.3Mtotal paid
$48Kaverage paid claim

Compared with the county and state

MeasureZIP 65708BarryMissouriUS
Claims since 1978595351,3042,680,429
Share of claims paid80%85%85%78%
Average paid claim$48K$47K$23K$43K
Share of county claims111.3%100%——
Repetitive-loss properties773,886—

Claims by year of loss

197820022026
NFIP claims in ZIP 65708 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s10$72,319
1990s10$276,845
2000s23$804,460
2010s6$852,384
2020s10$272,988
Year of lossClaimsPaid claimsAmount paidAverage paid
2021106$272,988$45,498
201555$837,070$167,414
201311$15,314$15,314
200999$470,213$52,246
2008147$334,247$47,750
199933$35,053$11,684
199522$40,309$20,154
199344$188,829$47,207
199011$12,654$12,654
1981109$72,319$8,035

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Barry County

Barry County has 1,167 weather events in the NCEI record since 1950 (36 in the last 12 months), 29 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 276; hurricane-strength tracks within 50 miles: 0.

Hail: 351 · Tornado: 51 · Flood: 276 · Wind: 333 · Winter: 59 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 65708?

59 claims since 1978 in the OpenFEMA NFIP claims file, 47 of them with a payment.

How much has the NFIP paid out in ZIP 65708?

$2.3M across 47 paid claims (building, contents and increased-cost-of-compliance payments combined), about $48K per paid claim.

Which year had the most flood claims in 65708?

2008, with 14 claims and $334K paid.

What county is ZIP 65708 in?

Most claims in this ZIP carry the county code for Barry County, Missouri; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.