County Hazards

States › Kansas › Cowley County › ZIP 67005

ZIP code 67005, Cowley County, Kansas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 87 NFIP claims for ZIP 67005 (Cowley County, Kansas), with $906K paid on 67 claims since 1978.

That is 61.3% of the 142 claims recorded across Cowley County. The average paid claim in the ZIP is $14K, lower than the county average of $20K and the Kansas average of $19K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 44 residential flood policies in force, covering 0.3% of residential structures.

87NFIP claims since 1978
67paid claims
$906Ktotal paid
$14Kaverage paid claim

Compared with the county and state

MeasureZIP 67005CowleyKansasUS
Claims since 1978871427,9012,680,429
Share of claims paid77%75%76%78%
Average paid claim$14K$20K$19K$43K
Share of county claims61.3%100%——
Repetitive-loss properties29463—

Claims by year of loss

197820022026
NFIP claims in ZIP 67005 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s5$7,508
1990s72$874,992
2000s7$7,446
2010s3$15,948
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201922$15,948$7,974
201010$0—
200831$2,655$2,655
200721$1,554$1,554
200211$3,237$3,237
200010$0—
19986250$759,886$15,198
199576$108,121$18,020
199332$6,984$3,492
198611$3,931$3,931
198510$0—
198211$458$458
198122$3,119$1,560

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Cowley County

Cowley County has 1,585 weather events in the NCEI record since 1950 (32 in the last 12 months), 27 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 67; hurricane-strength tracks within 50 miles: 0.

Hail: 727 · Tornado: 89 · Flood: 67 · Wind: 533 · Winter: 62 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 67005?

87 claims since 1978 in the OpenFEMA NFIP claims file, 67 of them with a payment.

How much has the NFIP paid out in ZIP 67005?

$906K across 67 paid claims (building, contents and increased-cost-of-compliance payments combined), about $14K per paid claim.

Which year had the most flood claims in 67005?

1998, with 62 claims and $760K paid.

What county is ZIP 67005 in?

Most claims in this ZIP carry the county code for Cowley County, Kansas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.