County Hazards

States › Nebraska › Douglas County › ZIP 68022

ZIP code 68022, Douglas County, Nebraska

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 35 NFIP claims for ZIP 68022 (Douglas County, Nebraska), with $1.0M paid on 28 claims since 1978.

That is 3.3% of the 1,045 claims recorded across Douglas County. The average paid claim in the ZIP is $37K, higher than the county average of $18K and the Nebraska average of $22K.

At county level FEMA counts 875 residential flood policies in force, covering 0.5% of residential structures.

35NFIP claims since 1978
28paid claims
$1.0Mtotal paid
$37Kaverage paid claim

Compared with the county and state

MeasureZIP 68022DouglasNebraskaUS
Claims since 1978351,0456,0692,680,429
Share of claims paid80%76%74%78%
Average paid claim$37K$18K$22K$43K
Share of county claims3.3%100%——
Repetitive-loss properties047430—

Claims by year of loss

197820022026
NFIP claims in ZIP 68022 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s2$5,448
1980s10$17,962
1990s4$23,750
2000s2$20,254
2010s15$965,161
2020s2$0
Year of lossClaimsPaid claimsAmount paidAverage paid
202420$0—
201977$911,445$130,206
201611$1,401$1,401
201420$0—
201055$52,315$10,463
200822$20,254$10,127
199322$18,104$9,052
199022$5,646$2,823
198485$17,094$3,419
198022$868$434
197822$5,448$2,724

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Douglas County

Douglas County has 1,272 weather events in the NCEI record since 1950 (52 in the last 12 months), 29 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 94; hurricane-strength tracks within 50 miles: 0.

Hail: 496 · Tornado: 23 · Flood: 94 · Wind: 433 · Winter: 101 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 68022?

35 claims since 1978 in the OpenFEMA NFIP claims file, 28 of them with a payment.

How much has the NFIP paid out in ZIP 68022?

$1.0M across 28 paid claims (building, contents and increased-cost-of-compliance payments combined), about $37K per paid claim.

Which year had the most flood claims in 68022?

1984, with 8 claims and $17K paid.

What county is ZIP 68022 in?

Most claims in this ZIP carry the county code for Douglas County, Nebraska; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.