County Hazards

States › Nebraska › Platte County › ZIP 68601

ZIP code 68601, Platte County, Nebraska

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 68601, in Platte County, Nebraska, has 62 National Flood Insurance Program claims in the OpenFEMA record since 1978, 47 of them paid for a total of $1.4M.

That is 71.3% of the 87 claims recorded across Platte County. The average paid claim in the ZIP is $29K, higher than the county average of $21K and the Nebraska average of $22K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 114 residential flood policies in force, covering 0.7% of residential structures.

62NFIP claims since 1978
47paid claims
$1.4Mtotal paid
$29Kaverage paid claim

Compared with the county and state

MeasureZIP 68601PlatteNebraskaUS
Claims since 197862876,0692,680,429
Share of claims paid76%79%74%78%
Average paid claim$29K$21K$22K$43K
Share of county claims71.3%100%——
Repetitive-loss properties23430—

Claims by year of loss

197820022026
NFIP claims in ZIP 68601 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s5$12,435
1980s24$64,843
1990s12$115,384
2000s3$26,475
2010s17$1,116,722
2020s1$19,668
Year of lossClaimsPaid claimsAmount paidAverage paid
202511$19,668$19,668
20191413$1,097,367$84,413
201722$19,355$9,677
201010$0—
200822$26,475$13,237
200610$0—
199932$6,446$3,223
199621$3,767$3,767
199365$88,992$17,798
199011$16,179$16,179
198622$11,683$5,841
198522$4,682$2,341
198410$0—
198311$7,651$7,651
198276$23,672$3,945
1981106$17,155$2,859
198010$0—
197942$2,178$1,089
197811$10,257$10,257

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Platte County

Platte County has 739 weather events in the NCEI record since 1950 (26 in the last 12 months), 23 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 58; hurricane-strength tracks within 50 miles: 0.

Hail: 239 · Tornado: 36 · Flood: 58 · Wind: 227 · Winter: 76 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 68601?

62 claims since 1978 in the OpenFEMA NFIP claims file, 47 of them with a payment.

How much has the NFIP paid out in ZIP 68601?

$1.4M across 47 paid claims (building, contents and increased-cost-of-compliance payments combined), about $29K per paid claim.

Which year had the most flood claims in 68601?

2019, with 14 claims and $1.1M paid.

What county is ZIP 68601 in?

Most claims in this ZIP carry the county code for Platte County, Nebraska; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.