County Hazards

States › Nebraska › Hall County › ZIP 68803

ZIP code 68803, Hall County, Nebraska

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 68803, in Hall County, Nebraska, has 65 National Flood Insurance Program claims in the OpenFEMA record since 1978, 31 of them paid for a total of $296K.

That is 51.6% of the 126 claims recorded across Hall County. The average paid claim in the ZIP is $10K, lower than the county average of $12K and the Nebraska average of $22K.

FEMA counts 1 repetitive-loss property and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 51 residential flood policies in force, covering 0.2% of residential structures.

65NFIP claims since 1978
31paid claims
$296Ktotal paid
$10Kaverage paid claim

Compared with the county and state

MeasureZIP 68803HallNebraskaUS
Claims since 1978651266,0692,680,429
Share of claims paid48%52%74%78%
Average paid claim$10K$12K$22K$43K
Share of county claims51.6%100%——
Repetitive-loss properties13430—

Claims by year of loss

197820022026
NFIP claims in ZIP 68803 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s6$2,300
1990s4$624
2000s43$234,873
2010s11$57,785
2020s1$0
Year of lossClaimsPaid claimsAmount paidAverage paid
202010$0—
2019116$57,785$9,631
2008115$57,517$11,503
200711$10,284$10,284
20053017$167,073$9,828
200110$0—
199720$0—
199321$624$624
198810$0—
198441$2,300$2,300
198310$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Hall County

Hall County has 974 weather events in the NCEI record since 1950 (2 in the last 12 months), 17 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 31; hurricane-strength tracks within 50 miles: 0.

Hail: 319 · Tornado: 80 · Flood: 31 · Wind: 329 · Winter: 121 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 68803?

65 claims since 1978 in the OpenFEMA NFIP claims file, 31 of them with a payment.

How much has the NFIP paid out in ZIP 68803?

$296K across 31 paid claims (building, contents and increased-cost-of-compliance payments combined), about $10K per paid claim.

Which year had the most flood claims in 68803?

2005, with 30 claims and $167K paid.

What county is ZIP 68803 in?

Most claims in this ZIP carry the county code for Hall County, Nebraska; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.