County Hazards

States › Louisiana › St. Bernard Parish › ZIP 70032

ZIP code 70032, St. Bernard Parish, Louisiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 4,557 NFIP claims for ZIP 70032 (St. Bernard Parish, Louisiana), with $335M paid on 3,985 claims since 1978.

That is 19.1% of the 23,919 claims recorded across St. Bernard Parish. The average paid claim in the ZIP is $84K, close to the county average of $103K and the Louisiana average of $54K.

FEMA counts 82 repetitive-loss properties and 11 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 8,351 residential flood policies in force, covering 56.8% of residential structures.

4,557NFIP claims since 1978
3,985paid claims
$335Mtotal paid
$84Kaverage paid claim

Compared with the county and state

MeasureZIP 70032St. BernardLouisianaUS
Claims since 19784,55723,919485,7432,680,429
Share of claims paid87%91%80%78%
Average paid claim$84K$103K$54K$43K
Share of county claims19.1%100%——
Repetitive-loss properties8252030,692—

Claims by year of loss

197820022026
NFIP claims in ZIP 70032 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s413$2,048,986
1980s588$2,032,864
1990s459$2,031,209
2000s3,050$328,648,375
2010s25$263,376
2020s22$373,710
Year of lossClaimsPaid claimsAmount paidAverage paid
202543$312,519$104,173
202410$0—
202220$0—
2021133$59,554$19,851
202021$1,637$1,637
201920$0—
201810$0—
201410$0—
2012198$263,376$32,922
201110$0—
201010$0—
200931$3,477$3,477
2008112$19,945$9,972
200721$2,528$2,528
20052,9282,664$328,330,547$123,247
200420$0—
2003108$30,955$3,869
20024936$129,665$3,602
20014330$131,258$4,375
200020$0—
199910$0—
19982013$17,337$1,334
19977257$224,247$3,934
199611$360$360
1995326259$1,718,872$6,637
199422$3,261$1,630
199310$0—
199241$1,508$1,508
199152$798$399
19902716$64,826$4,052
19891812$63,318$5,277
19882614$18,142$1,296
198710$0—
198510$0—
198411$620$620
1983175142$677,452$4,771
19822821$50,208$2,391
198164$3,347$837
1980332302$1,219,778$4,039
197922$5,680$2,840
1978411379$2,043,306$5,391

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: St. Bernard Parish

St. Bernard Parish has 123 weather events in the NCEI record since 1950 (2 in the last 12 months), 48 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 23; hurricane-strength tracks within 50 miles: 20.

Hail: 17 · Tornado: 16 · Flood: 23 · Wind: 49 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 70032?

4,557 claims since 1978 in the OpenFEMA NFIP claims file, 3,985 of them with a payment.

How much has the NFIP paid out in ZIP 70032?

$335M across 3,985 paid claims (building, contents and increased-cost-of-compliance payments combined), about $84K per paid claim.

Which year had the most flood claims in 70032?

2005, with 2,928 claims and $328M paid.

What county is ZIP 70032 in?

Most claims in this ZIP carry the county code for St. Bernard Parish, Louisiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.