County Hazards

States › Louisiana › St. John the Baptist Parish › ZIP 70049

ZIP code 70049, St. John the Baptist Parish, Louisiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 30 NFIP claims for ZIP 70049 (St. John the Baptist Parish, Louisiana), with $167K paid on 15 claims since 1978.

That is 0.3% of the 8,979 claims recorded across St. John the Baptist Parish. The average paid claim in the ZIP is $11K, lower than the county average of $87K and the Louisiana average of $54K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 5,448 residential flood policies in force, covering 34.2% of residential structures.

30NFIP claims since 1978
15paid claims
$167Ktotal paid
$11Kaverage paid claim

Compared with the county and state

MeasureZIP 70049St. John the BaptistLouisianaUS
Claims since 1978308,979485,7432,680,429
Share of claims paid50%84%80%78%
Average paid claim$11K$87K$54K$43K
Share of county claims0.3%100%——
Repetitive-loss properties22,51830,692—

Claims by year of loss

197820022026
NFIP claims in ZIP 70049 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$4,280
1980s3$8,382
1990s0$0
2000s13$37,957
2010s8$47,449
2020s5$69,130
Year of lossClaimsPaid claimsAmount paidAverage paid
202153$69,130$23,043
201275$47,449$9,490
201010$0—
200820$0—
200521$15,800$15,800
200410$0—
200262$7,965$3,982
200121$14,192$14,192
198511$5,601$5,601
198311$2,781$2,781
198010$0—
197911$4,280$4,280

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: St. John the Baptist Parish

St. John the Baptist Parish has 194 weather events in the NCEI record since 1950 (6 in the last 12 months), 46 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 18; hurricane-strength tracks within 50 miles: 11.

Hail: 7 · Tornado: 20 · Flood: 18 · Wind: 52 · Winter: 8 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 70049?

30 claims since 1978 in the OpenFEMA NFIP claims file, 15 of them with a payment.

How much has the NFIP paid out in ZIP 70049?

$167K across 15 paid claims (building, contents and increased-cost-of-compliance payments combined), about $11K per paid claim.

Which year had the most flood claims in 70049?

2012, with 7 claims and $47K paid.

What county is ZIP 70049 in?

Most claims in this ZIP carry the county code for St. John the Baptist Parish, Louisiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.