County Hazards

States › Louisiana › St. Mary Parish › ZIP 70342

ZIP code 70342, St. Mary Parish, Louisiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 121 NFIP claims for ZIP 70342 (St. Mary Parish, Louisiana), with $1.4M paid on 92 claims since 1978.

That is 4.8% of the 2,532 claims recorded across St. Mary Parish. The average paid claim in the ZIP is $15K, lower than the county average of $20K and the Louisiana average of $54K.

FEMA counts 11 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,543 residential flood policies in force, covering 12.4% of residential structures.

121NFIP claims since 1978
92paid claims
$1.4Mtotal paid
$15Kaverage paid claim

Compared with the county and state

MeasureZIP 70342St. MaryLouisianaUS
Claims since 19781212,532485,7432,680,429
Share of claims paid76%75%80%78%
Average paid claim$15K$20K$54K$43K
Share of county claims4.8%100%——
Repetitive-loss properties1125430,692—

Claims by year of loss

197820022026
NFIP claims in ZIP 70342 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s3$64,114
1980s16$18,604
1990s38$166,716
2000s16$164,764
2010s43$884,126
2020s5$72,697
Year of lossClaimsPaid claimsAmount paidAverage paid
202444$72,697$18,174
202110$0—
20192219$596,559$31,398
201810$0—
201410$0—
201398$84,601$10,575
2011109$202,966$22,552
200910$0—
200832$27,715$13,858
200563$113,857$37,952
200244$22,960$5,740
200121$232$232
199811$745$745
199743$28,763$9,588
199631$1,286$1,286
199521$1,711$1,711
199411$4,571$4,571
19922017$99,245$5,838
199175$30,395$6,079
198911$801$801
198711$1,001$1,001
198510$0—
1983117$14,260$2,037
198022$2,542$1,271
197932$64,114$32,057

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: St. Mary Parish

St. Mary Parish has 247 weather events in the NCEI record since 1950 (2 in the last 12 months), 49 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 39; hurricane-strength tracks within 50 miles: 21.

Hail: 39 · Tornado: 24 · Flood: 39 · Wind: 90 · Winter: 8 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 70342?

121 claims since 1978 in the OpenFEMA NFIP claims file, 92 of them with a payment.

How much has the NFIP paid out in ZIP 70342?

$1.4M across 92 paid claims (building, contents and increased-cost-of-compliance payments combined), about $15K per paid claim.

Which year had the most flood claims in 70342?

2019, with 22 claims and $597K paid.

What county is ZIP 70342 in?

Most claims in this ZIP carry the county code for St. Mary Parish, Louisiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.