County Hazards

States › Louisiana › Terrebonne Parish › ZIP 70356

ZIP code 70356, Terrebonne Parish, Louisiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 70356, in Terrebonne Parish, Louisiana, has 125 National Flood Insurance Program claims in the OpenFEMA record since 1978, 79 of them paid for a total of $858K.

That is 0.9% of the 13,501 claims recorded across Terrebonne Parish. The average paid claim in the ZIP is $11K, lower than the county average of $29K and the Louisiana average of $54K.

FEMA counts 4 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 10,803 residential flood policies in force, covering 32.2% of residential structures.

125NFIP claims since 1978
79paid claims
$858Ktotal paid
$11Kaverage paid claim

Compared with the county and state

MeasureZIP 70356TerrebonneLouisianaUS
Claims since 197812513,501485,7432,680,429
Share of claims paid63%82%80%78%
Average paid claim$11K$29K$54K$43K
Share of county claims0.9%100%——
Repetitive-loss properties41,12830,692—

Claims by year of loss

197820022026
NFIP claims in ZIP 70356 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s1$3,785
1980s7$26,885
1990s49$354,281
2000s38$440,720
2010s6$3,932
2020s24$27,934
Year of lossClaimsPaid claimsAmount paidAverage paid
202610$0—
202431$7,331$7,331
2021208$20,602$2,575
201911$1,328$1,328
201810$0—
201211$605$605
201132$2,000$1,000
20081710$333,903$33,390
2005126$83,017$13,836
200231$966$966
200165$22,834$4,567
199822$12,979$6,490
199721$1,997$1,997
199532$2,579$1,290
199311$1,899$1,899
199284$18,988$4,747
19913125$314,407$12,576
199022$1,432$716
198811$1,924$1,924
198065$24,961$4,992
197911$3,785$3,785

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Terrebonne Parish

Terrebonne Parish has 276 weather events in the NCEI record since 1950 (21 in the last 12 months), 53 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 34; hurricane-strength tracks within 50 miles: 29.

Hail: 34 · Tornado: 45 · Flood: 34 · Wind: 131 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 70356?

125 claims since 1978 in the OpenFEMA NFIP claims file, 79 of them with a payment.

How much has the NFIP paid out in ZIP 70356?

$858K across 79 paid claims (building, contents and increased-cost-of-compliance payments combined), about $11K per paid claim.

Which year had the most flood claims in 70356?

1991, with 31 claims and $314K paid.

What county is ZIP 70356 in?

Most claims in this ZIP carry the county code for Terrebonne Parish, Louisiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.