County Hazards

States › Louisiana › Lafayette Parish › ZIP 70518

ZIP code 70518, Lafayette Parish, Louisiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 70518, in Lafayette Parish, Louisiana, has 391 National Flood Insurance Program claims in the OpenFEMA record since 1978, 336 of them paid for a total of $13M.

That is 5.9% of the 6,579 claims recorded across Lafayette Parish. The average paid claim in the ZIP is $39K, close to the county average of $47K and the Louisiana average of $54K.

FEMA counts 32 repetitive-loss properties and 8 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 16,022 residential flood policies in force, covering 19% of residential structures.

391NFIP claims since 1978
336paid claims
$13Mtotal paid
$39Kaverage paid claim

Compared with the county and state

MeasureZIP 70518LafayetteLouisianaUS
Claims since 19783916,579485,7432,680,429
Share of claims paid86%85%80%78%
Average paid claim$39K$47K$54K$43K
Share of county claims5.9%100%——
Repetitive-loss properties3249530,692—

Claims by year of loss

197820022026
NFIP claims in ZIP 70518 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s26$43,733
1980s29$82,087
1990s14$49,731
2000s94$1,865,231
2010s183$8,785,032
2020s45$2,140,134
Year of lossClaimsPaid claimsAmount paidAverage paid
20253330$1,716,175$57,206
202187$408,087$58,298
202042$15,871$7,936
201942$51,277$25,638
201811$223,320$223,320
2017119$386,708$42,968
2016164154$8,032,972$52,162
201532$90,755$45,377
200821$45,080$45,080
200710$0—
20061111$281,155$25,560
200573$23,765$7,922
200432$65,513$32,756
200320$0—
200222$9,806$4,903
20016658$1,439,912$24,826
199911$3,711$3,711
199632$19,013$9,506
199543$8,286$2,762
199366$18,721$3,120
198943$9,570$3,190
198811$1,314$1,314
198710$0—
198611$2,312$2,312
198520$0—
1984128$60,236$7,530
198310$0—
198222$677$339
198054$7,977$1,994
19792621$43,733$2,083

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Lafayette Parish

Lafayette Parish has 391 weather events in the NCEI record since 1950 (7 in the last 12 months), 43 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 63; hurricane-strength tracks within 50 miles: 10.

Hail: 78 · Tornado: 42 · Flood: 63 · Wind: 148 · Winter: 15 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 70518?

391 claims since 1978 in the OpenFEMA NFIP claims file, 336 of them with a payment.

How much has the NFIP paid out in ZIP 70518?

$13M across 336 paid claims (building, contents and increased-cost-of-compliance payments combined), about $39K per paid claim.

Which year had the most flood claims in 70518?

2016, with 164 claims and $8.0M paid.

What county is ZIP 70518 in?

Most claims in this ZIP carry the county code for Lafayette Parish, Louisiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.