County Hazards

States › Louisiana › St. Martin Parish › ZIP 70582

ZIP code 70582, St. Martin Parish, Louisiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 373 NFIP claims for ZIP 70582 (St. Martin Parish, Louisiana), with $7.7M paid on 306 claims since 1978.

That is 25.4% of the 1,466 claims recorded across St. Martin Parish. The average paid claim in the ZIP is $25K, close to the county average of $23K and the Louisiana average of $54K.

FEMA counts 22 repetitive-loss properties and 4 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,157 residential flood policies in force, covering 9.9% of residential structures.

373NFIP claims since 1978
306paid claims
$7.7Mtotal paid
$25Kaverage paid claim

Compared with the county and state

MeasureZIP 70582St. MartinLouisianaUS
Claims since 19783731,466485,7432,680,429
Share of claims paid82%83%80%78%
Average paid claim$25K$23K$54K$43K
Share of county claims25.4%100%——
Repetitive-loss properties2210330,692—

Claims by year of loss

197820022026
NFIP claims in ZIP 70582 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s13$40,230
1980s46$149,033
1990s66$439,158
2000s84$548,941
2010s160$6,497,082
2020s4$0
Year of lossClaimsPaid claimsAmount paidAverage paid
202310$0—
202110$0—
202020$0—
201910$0—
201833$23,914$7,971
201753$164,826$54,942
2016142118$6,219,245$52,705
201511$16,106$16,106
201342$55,582$27,791
201144$17,409$4,352
200931$4,678$4,678
20083832$136,580$4,268
200710$0—
200611$9,594$9,594
200554$62,671$15,668
200497$133,682$19,097
200311$3,835$3,835
200264$40,299$10,075
20012016$157,600$9,850
199997$61,413$8,773
19971513$152,141$11,703
199510$0—
199422$3,082$1,541
199333$7,067$2,356
199242$3,607$1,804
19912424$165,854$6,911
199088$45,994$5,749
198977$35,065$5,009
198711$3,783$3,783
198511$5,624$5,624
19841610$62,910$6,291
198333$8,006$2,669
198222$2,138$1,069
198111$383$383
19801512$31,124$2,594
19791313$40,230$3,095

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: St. Martin Parish

St. Martin Parish has 191 weather events in the NCEI record since 1950 (3 in the last 12 months), 54 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 38; hurricane-strength tracks within 50 miles: 14.

Hail: 39 · Tornado: 25 · Flood: 38 · Wind: 85 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 70582?

373 claims since 1978 in the OpenFEMA NFIP claims file, 306 of them with a payment.

How much has the NFIP paid out in ZIP 70582?

$7.7M across 306 paid claims (building, contents and increased-cost-of-compliance payments combined), about $25K per paid claim.

Which year had the most flood claims in 70582?

2016, with 142 claims and $6.2M paid.

What county is ZIP 70582 in?

Most claims in this ZIP carry the county code for St. Martin Parish, Louisiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.