County Hazards

States › Louisiana › Franklin Parish › ZIP 71295

ZIP code 71295, Franklin Parish, Louisiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 247 NFIP claims for ZIP 71295 (Franklin Parish, Louisiana), with $4.5M paid on 210 claims since 1978.

That is 77.2% of the 320 claims recorded across Franklin Parish. The average paid claim in the ZIP is $21K, close to the county average of $20K and the Louisiana average of $54K.

FEMA counts 19 repetitive-loss properties and 3 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 255 residential flood policies in force, covering 3.1% of residential structures.

247NFIP claims since 1978
210paid claims
$4.5Mtotal paid
$21Kaverage paid claim

Compared with the county and state

MeasureZIP 71295FranklinLouisianaUS
Claims since 1978247320485,7432,680,429
Share of claims paid85%87%80%78%
Average paid claim$21K$20K$54K$43K
Share of county claims77.2%100%——
Repetitive-loss properties192430,692—

Claims by year of loss

197820022026
NFIP claims in ZIP 71295 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s19$79,461
1980s43$290,966
1990s58$415,195
2000s95$2,973,822
2010s16$208,877
2020s16$540,641
Year of lossClaimsPaid claimsAmount paidAverage paid
202411$8,345$8,345
202220$0—
20201311$532,296$48,391
201921$29,033$29,033
201811$26,470$26,470
201732$6,647$3,323
201653$67,550$22,517
201411$2,652$2,652
201322$73,105$36,553
201211$3,421$3,421
201010$0—
200910$0—
20086558$2,383,706$41,098
20061715$518,059$34,537
200510$0—
200411$1,143$1,143
200177$68,652$9,807
200031$2,262$2,262
199921$7,947$7,947
199866$52,881$8,814
199732$34,453$17,226
199597$52,477$7,497
199422$1,062$531
19913533$265,505$8,046
199011$871$871
19871514$174,151$12,439
198411$6,579$6,579
19832116$95,066$5,942
198243$6,707$2,236
198022$8,463$4,232
19791917$79,461$4,674

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Franklin Parish

Franklin Parish has 518 weather events in the NCEI record since 1950 (6 in the last 12 months), 42 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 44; hurricane-strength tracks within 50 miles: 1.

Hail: 130 · Tornado: 32 · Flood: 44 · Wind: 254 · Winter: 16 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 71295?

247 claims since 1978 in the OpenFEMA NFIP claims file, 210 of them with a payment.

How much has the NFIP paid out in ZIP 71295?

$4.5M across 210 paid claims (building, contents and increased-cost-of-compliance payments combined), about $21K per paid claim.

Which year had the most flood claims in 71295?

2008, with 65 claims and $2.4M paid.

What county is ZIP 71295 in?

Most claims in this ZIP carry the county code for Franklin Parish, Louisiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.