County Hazards

States › Arkansas › Pulaski County › ZIP 72209

ZIP code 72209, Pulaski County, Arkansas

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 200 NFIP claims for ZIP 72209 (Pulaski County, Arkansas), with $3.2M paid on 148 claims since 1978.

That is 11.6% of the 1,720 claims recorded across Pulaski County. The average paid claim in the ZIP is $22K, close to the county average of $23K and the Arkansas average of $27K.

FEMA counts 16 repetitive-loss properties and 3 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 1,526 residential flood policies in force, covering 1.1% of residential structures.

200NFIP claims since 1978
148paid claims
$3.2Mtotal paid
$22Kaverage paid claim

Compared with the county and state

MeasureZIP 72209PulaskiArkansasUS
Claims since 19782001,72010,2602,680,429
Share of claims paid74%76%80%78%
Average paid claim$22K$23K$27K$43K
Share of county claims11.6%100%——
Repetitive-loss properties161681,139—

Claims by year of loss

197820022026
NFIP claims in ZIP 72209 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s30$248,306
1980s87$627,265
1990s11$73,684
2000s41$1,702,434
2010s21$218,670
2020s10$374,392
Year of lossClaimsPaid claimsAmount paidAverage paid
202555$266,907$53,381
202443$102,178$34,059
202111$5,307$5,307
201920$0—
201775$157,658$31,532
201621$5,046$5,046
201510$0—
201420$0—
201322$44,060$22,030
201121$3,035$3,035
201033$8,870$2,957
20092017$1,457,374$85,728
200822$7,378$3,689
200732$37,483$18,742
200610$0—
200510$0—
2003129$197,926$21,992
200210$0—
200111$2,272$2,272
199911$673$673
199710$0—
199611$13,553$13,553
199411$1,564$1,564
199122$3,679$1,840
199054$54,215$13,554
198921$204,434$204,434
198853$37,343$12,448
19872717$189,521$11,148
198511$438$438
19842720$148,823$7,441
198321$55$55
19821614$26,601$1,900
198164$20,051$5,013
198010$0—
197911$248$248
19782925$248,057$9,922

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Pulaski County

Pulaski County has 2,074 weather events in the NCEI record since 1950 (21 in the last 12 months), 33 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 271; hurricane-strength tracks within 50 miles: 0.

Hail: 688 · Tornado: 103 · Flood: 271 · Wind: 750 · Winter: 82 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 72209?

200 claims since 1978 in the OpenFEMA NFIP claims file, 148 of them with a payment.

How much has the NFIP paid out in ZIP 72209?

$3.2M across 148 paid claims (building, contents and increased-cost-of-compliance payments combined), about $22K per paid claim.

Which year had the most flood claims in 72209?

1978, with 29 claims and $248K paid.

What county is ZIP 72209 in?

Most claims in this ZIP carry the county code for Pulaski County, Arkansas; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.