County Hazards

States › Oklahoma › Tulsa County › ZIP 74129

ZIP code 74129, Tulsa County, Oklahoma

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 74129, in Tulsa County, Oklahoma, has 335 National Flood Insurance Program claims in the OpenFEMA record since 1978, 322 of them paid for a total of $8.8M.

That is 8.8% of the 3,822 claims recorded across Tulsa County. The average paid claim in the ZIP is $27K, higher than the county average of $22K and the Oklahoma average of $24K.

At county level FEMA counts 1,553 residential flood policies in force, covering 0.7% of residential structures.

335NFIP claims since 1978
322paid claims
$8.8Mtotal paid
$27Kaverage paid claim

Compared with the county and state

MeasureZIP 74129TulsaOklahomaUS
Claims since 19783353,82212,9982,680,429
Share of claims paid96%86%82%78%
Average paid claim$27K$22K$24K$43K
Share of county claims8.8%100%——
Repetitive-loss properties0141949—

Claims by year of loss

197820022026
NFIP claims in ZIP 74129 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s2$1,171
1980s325$8,769,086
1990s3$320
2000s4$18,238
2010s1$0
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201510$0—
200711$2,184$2,184
200310$0—
200022$16,054$8,027
199810$0—
199511$320$320
199110$0—
198711$1,309$1,309
198621$1,279$1,279
1984319312$8,764,228$28,090
198122$2,270$1,135
198010$0—
197922$1,171$585

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Tulsa County

Tulsa County has 2,681 weather events in the NCEI record since 1950 (73 in the last 12 months), 40 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 329; hurricane-strength tracks within 50 miles: 0.

Hail: 1,110 · Tornado: 98 · Flood: 329 · Wind: 894 · Winter: 52 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 74129?

335 claims since 1978 in the OpenFEMA NFIP claims file, 322 of them with a payment.

How much has the NFIP paid out in ZIP 74129?

$8.8M across 322 paid claims (building, contents and increased-cost-of-compliance payments combined), about $27K per paid claim.

Which year had the most flood claims in 74129?

1984, with 319 claims and $8.8M paid.

What county is ZIP 74129 in?

Most claims in this ZIP carry the county code for Tulsa County, Oklahoma; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.