County Hazards

States › New Mexico › Santa Fe County › ZIP 87501

ZIP code 87501, Santa Fe County, New Mexico

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 87501, in Santa Fe County, New Mexico, has 6 National Flood Insurance Program claims in the OpenFEMA record since 1978, 3 of them paid for a total of $10K.

That is 11.3% of the 53 claims recorded across Santa Fe County. The average paid claim in the ZIP is $3K, lower than the county average of $36K and the New Mexico average of $37K.

At county level FEMA counts 388 residential flood policies in force, covering 0.6% of residential structures.

6NFIP claims since 1978
3paid claims
$10Ktotal paid
$3Kaverage paid claim

Compared with the county and state

MeasureZIP 87501Santa FeNew MexicoUS
Claims since 19786531,9382,680,429
Share of claims paid50%51%59%78%
Average paid claim$3K$36K$37K$43K
Share of county claims11.3%100%——
Repetitive-loss properties0174—

Claims by year of loss

197820022026
NFIP claims in ZIP 87501 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s1$0
2000s2$4,040
2010s2$6,151
2020s1$0
Year of lossClaimsPaid claimsAmount paidAverage paid
202110$0—
201811$4,261$4,261
201411$1,890$1,890
200511$4,040$4,040
200010$0—
199910$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Santa Fe County

Santa Fe County has 353 weather events in the NCEI record since 1950 (13 in the last 12 months), 10 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 98; hurricane-strength tracks within 50 miles: 0.

Hail: 149 · Tornado: 27 · Flood: 98 · Wind: 57 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 87501?

6 claims since 1978 in the OpenFEMA NFIP claims file, 3 of them with a payment.

How much has the NFIP paid out in ZIP 87501?

$10K across 3 paid claims (building, contents and increased-cost-of-compliance payments combined), about $3K per paid claim.

Which year had the most flood claims in 87501?

1999, with 1 claim and $0 paid.

What county is ZIP 87501 in?

Most claims in this ZIP carry the county code for Santa Fe County, New Mexico; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.