County Hazards

States › California › Los Angeles County › ZIP 90046

ZIP code 90046, Los Angeles County, California

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 90046, in Los Angeles County, California, has 300 National Flood Insurance Program claims in the OpenFEMA record since 1978, 143 of them paid for a total of $1.5M.

That is 3.3% of the 9,104 claims recorded across Los Angeles County. The average paid claim in the ZIP is $10K, lower than the county average of $15K and the California average of $21K.

FEMA counts 13 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 10,584 residential flood policies in force, covering 0.5% of residential structures.

300NFIP claims since 1978
143paid claims
$1.5Mtotal paid
$10Kaverage paid claim

Compared with the county and state

MeasureZIP 90046Los AngelesCaliforniaUS
Claims since 19783009,10453,5632,680,429
Share of claims paid48%54%66%78%
Average paid claim$10K$15K$21K$43K
Share of county claims3.3%100%——
Repetitive-loss properties134583,456—

Claims by year of loss

197820022026
NFIP claims in ZIP 90046 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s20$26,353
1980s105$282,394
1990s93$235,510
2000s38$321,005
2010s26$55,906
2020s18$548,130
Year of lossClaimsPaid claimsAmount paidAverage paid
202610$0—
202510$0—
202431$7,047$7,047
202394$540,833$135,208
202210$0—
202110$0—
202021$250$250
201951$561$561
201742$11,479$5,739
201631$14,027$14,027
201520$0—
201432$15,519$7,759
201210$0—
201120$0—
201063$14,321$4,774
200821$4,990$4,990
200710$0—
200620$0—
20051814$267,746$19,125
200431$2,186$2,186
200310$0—
200222$22,349$11,175
200151$12,833$12,833
200041$10,900$10,900
199910$0—
19983218$64,031$3,557
199730$0—
199630$0—
19952311$113,636$10,331
199410$0—
1993158$28,126$3,516
1992125$16,585$3,317
199121$13,132$13,132
199010$0—
198820$0—
198672$7,226$3,613
198510$0—
198410$0—
19832811$42,607$3,873
198253$1,528$509
198142$1,897$949
19805735$229,136$6,547
197920$0—
19781812$26,353$2,196

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Los Angeles County

Los Angeles County has 507 weather events in the NCEI record since 1950 (52 in the last 12 months), 88 federal disaster declarations, and an overall National Risk Index rating of "Very High". Flood-type events recorded in the county: 244; hurricane-strength tracks within 50 miles: 0.

Hail: 30 · Tornado: 50 · Flood: 244 · Wind: 109 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 90046?

300 claims since 1978 in the OpenFEMA NFIP claims file, 143 of them with a payment.

How much has the NFIP paid out in ZIP 90046?

$1.5M across 143 paid claims (building, contents and increased-cost-of-compliance payments combined), about $10K per paid claim.

Which year had the most flood claims in 90046?

1980, with 57 claims and $229K paid.

What county is ZIP 90046 in?

Most claims in this ZIP carry the county code for Los Angeles County, California; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.