County Hazards

States › California › San Joaquin County › ZIP 95337

ZIP code 95337, San Joaquin County, California

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 95337, in San Joaquin County, California, has 60 National Flood Insurance Program claims in the OpenFEMA record since 1978, 47 of them paid for a total of $2.1M.

That is 14.3% of the 421 claims recorded across San Joaquin County. The average paid claim in the ZIP is $44K, higher than the county average of $31K and the California average of $21K.

At county level FEMA counts 3,840 residential flood policies in force, covering 1.8% of residential structures.

60NFIP claims since 1978
47paid claims
$2.1Mtotal paid
$44Kaverage paid claim

Compared with the county and state

MeasureZIP 95337San JoaquinCaliforniaUS
Claims since 19786042153,5632,680,429
Share of claims paid78%62%66%78%
Average paid claim$44K$31K$21K$43K
Share of county claims14.3%100%——
Repetitive-loss properties0113,456—

Claims by year of loss

197820022026
NFIP claims in ZIP 95337 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s4$27,869
1990s51$2,020,871
2000s2$12,098
2010s3$1,000
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201721$1,000$1,000
201110$0—
200622$12,098$6,049
199831$2,895$2,895
19973528$1,556,311$55,583
19961212$461,665$38,472
199510$0—
198343$27,869$9,290

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: San Joaquin County

San Joaquin County has 116 weather events in the NCEI record since 1950 (16 in the last 12 months), 25 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 53; hurricane-strength tracks within 50 miles: 0.

Hail: 5 · Tornado: 19 · Flood: 53 · Wind: 4 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 95337?

60 claims since 1978 in the OpenFEMA NFIP claims file, 47 of them with a payment.

How much has the NFIP paid out in ZIP 95337?

$2.1M across 47 paid claims (building, contents and increased-cost-of-compliance payments combined), about $44K per paid claim.

Which year had the most flood claims in 95337?

1997, with 35 claims and $1.6M paid.

What county is ZIP 95337 in?

Most claims in this ZIP carry the county code for San Joaquin County, California; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.