County Hazards

States › California › Colusa County › ZIP 95932

ZIP code 95932, Colusa County, California

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 107 NFIP claims for ZIP 95932 (Colusa County, California), with $2.1M paid on 92 claims since 1978.

That is 66.9% of the 160 claims recorded across Colusa County. The average paid claim in the ZIP is $22K, close to the county average of $22K and the California average of $21K.

FEMA counts 20 repetitive-loss properties and 3 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 474 residential flood policies in force, covering 6.9% of residential structures.

107NFIP claims since 1978
92paid claims
$2.1Mtotal paid
$22Kaverage paid claim

Compared with the county and state

MeasureZIP 95932ColusaCaliforniaUS
Claims since 197810716053,5632,680,429
Share of claims paid86%84%66%78%
Average paid claim$22K$22K$21K$43K
Share of county claims66.9%100%——
Repetitive-loss properties20233,456—

Claims by year of loss

197820022026
NFIP claims in ZIP 95932 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s24$330,423
1990s83$1,734,986
2000s0$0
2010s0$0
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
19984439$765,338$19,624
199711$2,619$2,619
19953731$967,029$31,194
199310$0—
19861412$146,623$12,219
1983109$183,800$20,422

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Colusa County

Colusa County has 35 weather events in the NCEI record since 1950 (4 in the last 12 months), 19 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 19; hurricane-strength tracks within 50 miles: 0.

Hail: 1 · Tornado: 4 · Flood: 19 · Wind: 2 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 95932?

107 claims since 1978 in the OpenFEMA NFIP claims file, 92 of them with a payment.

How much has the NFIP paid out in ZIP 95932?

$2.1M across 92 paid claims (building, contents and increased-cost-of-compliance payments combined), about $22K per paid claim.

Which year had the most flood claims in 95932?

1998, with 44 claims and $765K paid.

What county is ZIP 95932 in?

Most claims in this ZIP carry the county code for Colusa County, California; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.