County Hazards

States › California › Tehama County › ZIP 96055

ZIP code 96055, Tehama County, California

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 96055, in Tehama County, California, has 69 National Flood Insurance Program claims in the OpenFEMA record since 1978, 49 of them paid for a total of $652K.

That is 16.1% of the 428 claims recorded across Tehama County. The average paid claim in the ZIP is $13K, lower than the county average of $18K and the California average of $21K.

FEMA counts 9 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 523 residential flood policies in force, covering 2.1% of residential structures.

69NFIP claims since 1978
49paid claims
$652Ktotal paid
$13Kaverage paid claim

Compared with the county and state

MeasureZIP 96055TehamaCaliforniaUS
Claims since 19786942853,5632,680,429
Share of claims paid71%73%66%78%
Average paid claim$13K$18K$21K$43K
Share of county claims16.1%100%——
Repetitive-loss properties9433,456—

Claims by year of loss

197820022026
NFIP claims in ZIP 96055 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s21$56,636
1990s29$270,496
2000s4$5,601
2010s14$199,658
2020s1$119,735
Year of lossClaimsPaid claimsAmount paidAverage paid
202211$119,735$119,735
201910$0—
201722$67,180$33,590
2014106$132,479$22,080
201010$0—
200910$0—
200810$0—
200311$5,601$5,601
200010$0—
19981512$123,329$10,277
199744$13,285$3,321
199622$38,007$19,004
199586$95,876$15,979
198611$2,055$2,055
19832014$54,581$3,899

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Tehama County

Tehama County has 139 weather events in the NCEI record since 1950 (9 in the last 12 months), 25 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 67; hurricane-strength tracks within 50 miles: 0.

Hail: 26 · Tornado: 13 · Flood: 67 · Wind: 8 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 96055?

69 claims since 1978 in the OpenFEMA NFIP claims file, 49 of them with a payment.

How much has the NFIP paid out in ZIP 96055?

$652K across 49 paid claims (building, contents and increased-cost-of-compliance payments combined), about $13K per paid claim.

Which year had the most flood claims in 96055?

1983, with 20 claims and $55K paid.

What county is ZIP 96055 in?

Most claims in this ZIP carry the county code for Tehama County, California; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.