County Hazards

States › Maine › York County › ZIP 04064

ZIP code 04064, York County, Maine

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 213 NFIP claims for ZIP 04064 (York County, Maine), with $3.0M paid on 139 claims since 1978.

That is 8% of the 2,666 claims recorded across York County. The average paid claim in the ZIP is $22K, close to the county average of $22K and the Maine average of $21K.

FEMA counts 6 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,796 residential flood policies in force, covering 3.4% of residential structures.

213NFIP claims since 1978
139paid claims
$3.0Mtotal paid
$22Kaverage paid claim

Compared with the county and state

MeasureZIP 04064YorkMaineUS
Claims since 19782132,6665,6722,680,429
Share of claims paid65%75%73%78%
Average paid claim$22K$22K$21K$43K
Share of county claims8.0%100%——
Repetitive-loss properties6197338—

Claims by year of loss

197820022026
NFIP claims in ZIP 04064 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s37$98,399
1980s9$236
1990s79$232,711
2000s17$173,176
2010s8$246,113
2020s63$2,244,060
Year of lossClaimsPaid claimsAmount paidAverage paid
20246051$2,144,071$42,041
202232$99,989$49,995
201454$222,281$55,570
201031$23,832$23,832
200921$6,889$6,889
200811$20,054$20,054
2007108$125,209$15,651
200611$5,167$5,167
200421$542$542
200111$15,316$15,316
199922$9,674$4,837
199833$7,583$2,528
19965425$149,158$5,966
199311$978$978
1991186$65,065$10,844
199011$252$252
198410$0—
198310$0—
198250$0—
198111$236$236
198010$0—
197910$0—
19783629$98,399$3,393

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: York County

York County has 520 weather events in the NCEI record since 1950 (3 in the last 12 months), 42 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 34; hurricane-strength tracks within 50 miles: 3.

Hail: 149 · Tornado: 14 · Flood: 34 · Wind: 266 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 04064?

213 claims since 1978 in the OpenFEMA NFIP claims file, 139 of them with a payment.

How much has the NFIP paid out in ZIP 04064?

$3.0M across 139 paid claims (building, contents and increased-cost-of-compliance payments combined), about $22K per paid claim.

Which year had the most flood claims in 04064?

2024, with 60 claims and $2.1M paid.

What county is ZIP 04064 in?

Most claims in this ZIP carry the county code for York County, Maine; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.