County Hazards

States › Maine

Maine

The recorded hazard history of every county in Maine: storm events since 1950, federal disaster declarations since 1953, and National Flood Insurance Program claims since 1978.

Maine has 16,001 weather events in the NCEI Storm Events record since 1950 across 16 counties, led by winter storms and snow: 51.9 per 100 square miles against 56.0 nationally.

NCEI attributes 39 deaths and 220 injuries to those events, with property damage estimated at $737M. By events per 100 square miles the leading counties are Sagadahoc, Androscoggin and Knox.

FEMA lists 71 disaster declarations touching the state since 1953, most recently Severe Winter Storm (24 May 2024). NFIP policyholders filed 5,672 flood claims since 1978, $87M paid; 6,651 residential policies are in force.

583events, last 12 monthsto 30 Jun 2026
16,001events since 195051.9 per 100 sq mi (US 56.0)
71disaster declarations since 1953last 24 May 2024
5,672NFIP flood claims$87M paid

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. Storm records through 30 Jun 2026; declarations refreshed 29 Sep 2026; claims as of 8 Sep 2026.

Compared with the United States

MeasureMaineUS
Recorded events since 195016,0011,977,440
Events per 100 square miles51.956.0
Events per 10,000 residents116.659.6
Deaths recorded by NCEI3926,435
Property damage (NCEI estimates)$737M$575B
NFIP claims per 1,000 residents4.18.1
Average paid NFIP claim$21K$43K
Residential flood policies in force6,6513,139,862

Hazard mix

Winter6,207
Wind4,781
Flood1,609
Hail1,222
Cold899
Drought524
Heat218
Lightning215
Tornado140
Tropical121
Other62
Fog3
HazardEventsShare of USDeaths
■ Winter6,2072.2%6
■ Wind4,7810.7%14
■ Flood1,6090.9%8
■ Hail1,2220.3%—
■ Cold8991.7%2
■ Drought5240.6%—
■ Heat2180.4%—
■ Lightning2151.2%5
■ Tornado1400.2%1
■ Tropical1211.1%1
■ Other620.1%1
■ Fog30.0%1

Events by decade

Hail: 7Tornado: 20Wind: 6
Hail: 28Tornado: 25Wind: 33
Hail: 25Tornado: 25Wind: 53
Hail: 101Tornado: 6Wind: 185
Hail: 120Tornado: 12Flood: 178Wind: 739Winter: 825Tropical: 28Heat: 54Cold: 248Drought: 81Lightning: 67Fog: 1Other: 32
Hail: 456Tornado: 21Flood: 637Wind: 1619Winter: 2238Tropical: 25Cold: 459Drought: 85Lightning: 133Fog: 1Other: 19
Hail: 379Tornado: 29Flood: 408Wind: 1505Winter: 1730Tropical: 37Heat: 31Cold: 113Lightning: 11Other: 7
Hail: 106Tornado: 2Flood: 386Wind: 641Winter: 1414Tropical: 31Heat: 133Cold: 79Drought: 358Lightning: 4Fog: 1Other: 4
331950s861960s1031970s2921980s2,3851990s5,6932000s4,2502010s3,1592020s
Recorded events in Maine by decade and hazard group, including events recorded by forecast zone. HailTornadoFloodWindWinterTropicalHeatColdDroughtLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Counties by events per 100 square miles

CountyEventsLast 12 moPer 100 sq miPer 10k residentsDominantTornadoesHailDeclarationsNFIP claimsNRI risk
Sagadahoc County40311158.7108.7Winter2222685Very Low
Androscoggin County58812125.753.0Winter45631147Relatively Low
Knox County39612108.496.4Winter1113192Very Low
Lincoln County4331395.0120.9Winter22130149Very Low
Kennebec County7001480.756.2Wind119825441Relatively Low
Cumberland County602772.019.7Wind1314739504Relatively Low
York County520352.524.2Wind14149422,666Relatively Moderate
Oxford County566627.396.5Wind1710773352Relatively Low
Waldo County139019.034.8Wind3202873Very Low
Penobscot County579617.037.9Wind1411371238Relatively Low
Franklin County285116.896.0Wind4568588Relatively Low
Aroostook County9361914.0140.0Wind30213148358Relatively Low
Somerset County465311.891.9Wind1363172138Relatively Low
Hancock County13508.524.0Wind1223989Relatively Low
Piscataquis County33468.4194.6Wind57014287Relatively Low
Washington County17036.654.6Wind6446930Relatively Low

Events are county-recorded plus zone-recorded events whose zone is named for the county. NRI risk is FEMA's National Risk Index overall rating (December 2025).

Counties by flood claims per 100 policies in force

CountyClaims, last 10 yearsPolicies in forceClaims per 100 policiesClaims since 1978Paid
York County7242,79625.92,666$45M
Somerset County3714425.7138$2.0M
Kennebec County6224924.9441$7.4M
Oxford County6327522.9352$5.9M
Lincoln County7132122.1149$3.6M
Waldo County2513318.873$1.5M
Hancock County4028414.189$1.1M
Androscoggin County2316414.0147$1.1M
Knox County4030413.292$1.9M
Sagadahoc County1914712.985$1.1M
Cumberland County1111,3208.4504$5.5M
Penobscot County71943.6238$1.7M

Counties with at least 100 residential policies in force. Claims by year of loss in the ten years to 2026, divided by residential policies in force as of 3 Aug 2026; a rough ratio, since policies in force today differ from those in force when the losses occurred.

Federal disaster declarations by year

195319902026
Declarations touching Maine by year declared, 1953 to 2026; each disaster number counted once.
Incident typeDeclarations
Severe Storm25
Flood16
Snowstorm12
Hurricane6
Coastal Storm3
Biological3
Fire2
Fishing Losses2
Winter Storm1
Freezing1

Most recent declarations (each disaster number once, with the number of counties designated):

DeclaredNumberTypeIncidentTitleCounties
24 May 2024DR-4785Major disasterWinter StormSevere Winter Storm2
20 Mar 2024DR-4764Major disasterSevere StormSevere Storms And Flooding8
30 Jan 2024DR-4754Major disasterSevere StormSevere Storm And Flooding10
14 Sep 2023EM-3598EmergencyHurricaneHurricane Lee16
6 Sep 2023DR-4737Major disasterFloodSevere Storm And Flooding1
5 Sep 2023DR-4736Major disasterFloodSevere Storm And Flooding1
6 Jul 2023DR-4719Major disasterFloodSevere Storm And Flooding8
22 Mar 2023DR-4696Major disasterSevere StormSevere Storm And Flooding6
15 Mar 2022DR-4647Major disasterCoastal StormSevere Storm And Flooding3
4 Apr 2020DR-4522Major disasterBiologicalCovid-19 Pandemic434
13 Mar 2020EM-3498EmergencyBiologicalCovid-190
13 Mar 2020EM-3444EmergencyBiologicalCovid-19178
30 May 2018DR-4367Major disasterCoastal StormSevere Storm And Flooding1
2 Jan 2018DR-4354Major disasterSevere StormSevere Storm And Flooding13
12 Mar 2015DR-4208Major disasterSnowstormSevere Winter Storm, Snowstorm, And Flooding4

Flood insurance claims by year

197820022026
NFIP claims in Maine by year of loss, 1978 to 2026.

5,672 claims, 4,154 paid, $87M in total; 338 repetitive-loss and 43 severe repetitive-loss properties. ZIP codes in Maine with flood claims (149).

Year by year

Each year's events, declarations and claims: 2026 · 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016 · 2015 · 2014 · 2013 · 2012 · 2011 · 2010 · 2009 · 2008 · 2007 · 2006 · 2005 · 2004 · 2003 · 2002 · 2001 · 2000 · 1999 · 1998 · 1997 · and earlier years back to 1953

Questions and answers

Which Maine counties have the most recorded tornadoes?

Aroostook (30), Oxford (17) and Penobscot (14), by NCEI count since 1950. Larger counties record more events; the state table also ranks by events per 100 square miles.

Which Maine counties have the most flood insurance claims?

York (2,666), Cumberland (504) and Kennebec (441) since 1978, in the OpenFEMA NFIP claims file.

How many federal disaster declarations has Maine had?

71 declarations since 1953 (major disaster, emergency and fire management assistance declarations combined), 0 of them in 2026 so far.

How does Maine compare with the national rate?

51.9 recorded events per 100 square miles against 56.0 nationally; 4.1 NFIP claims per 1,000 residents against 8.1.

Provenance

NOAA NCEI Storm Events through 30 Jun 2026; OpenFEMA DisasterDeclarationsSummaries v2 refreshed 29 Sep 2026; OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipResidentialPenetrationRates v1 (3 Aug 2026); FEMA National Risk Index December 2025; US Census Bureau 2021 population and area. Built 30 Sep 2026. Methodology.