County Hazards

States › New York › New York County › ZIP 10011

ZIP code 10011, New York County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 10011, in New York County, New York, has 119 National Flood Insurance Program claims in the OpenFEMA record since 1978, 74 of them paid for a total of $12M.

That is 7.9% of the 1,498 claims recorded across New York County. The average paid claim in the ZIP is $159K, close to the county average of $131K and the New York average of $40K.

FEMA counts 4 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 1,854 residential flood policies in force, covering 1.5% of residential structures.

119NFIP claims since 1978
74paid claims
$12Mtotal paid
$159Kaverage paid claim

Compared with the county and state

MeasureZIP 10011New YorkNew YorkUS
Claims since 19781191,498175,4302,680,429
Share of claims paid62%61%82%78%
Average paid claim$159K$131K$40K$43K
Share of county claims7.9%100%——
Repetitive-loss properties46019,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 10011 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s6$52,069
1980s13$80,610
1990s9$460
2000s1$0
2010s74$11,483,105
2020s16$178,523
Year of lossClaimsPaid claimsAmount paidAverage paid
202611$21,588$21,588
202342$18,511$9,256
202211$6,898$6,898
2021108$131,526$16,441
201721$17,142$17,142
201441$14,534$14,534
201311$28,075$28,075
20126244$11,416,272$259,461
201141$7,082$7,082
201010$0—
200810$0—
199810$0—
199710$0—
199610$0—
199510$0—
199220$0—
199121$460$460
199010$0—
198532$15,847$7,924
198421$24,714$24,714
198333$32,019$10,673
198211$3,967$3,967
198131$1,015$1,015
198011$3,048$3,048
197922$50,359$25,179
197842$1,710$855

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: New York County

New York County has 155 weather events in the NCEI record since 1950 (3 in the last 12 months), 23 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 71; hurricane-strength tracks within 50 miles: 3.

Hail: 12 · Tornado: 1 · Flood: 71 · Wind: 47 · Winter: 0 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 10011?

119 claims since 1978 in the OpenFEMA NFIP claims file, 74 of them with a payment.

How much has the NFIP paid out in ZIP 10011?

$12M across 74 paid claims (building, contents and increased-cost-of-compliance payments combined), about $159K per paid claim.

Which year had the most flood claims in 10011?

2012, with 62 claims and $11M paid.

What county is ZIP 10011 in?

Most claims in this ZIP carry the county code for New York County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.