County Hazards

States › New York › Rockland County › ZIP 10931

ZIP code 10931, Rockland County, New York

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 14 NFIP claims for ZIP 10931 (Rockland County, New York), with $1.2M paid on 10 claims since 1978.

That is 0.4% of the 3,480 claims recorded across Rockland County. The average paid claim in the ZIP is $120K, higher than the county average of $17K and the New York average of $40K.

FEMA counts 2 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 990 residential flood policies in force, covering 1.3% of residential structures.

14NFIP claims since 1978
10paid claims
$1.2Mtotal paid
$120Kaverage paid claim

Compared with the county and state

MeasureZIP 10931RocklandNew YorkUS
Claims since 1978143,480175,4302,680,429
Share of claims paid71%76%82%78%
Average paid claim$120K$17K$40K$43K
Share of county claims0.4%100%——
Repetitive-loss properties230319,079—

Claims by year of loss

197820022026
NFIP claims in ZIP 10931 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s3$8,827
1990s2$0
2000s2$268,683
2010s7$926,347
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201165$890,182$178,036
201011$36,166$36,166
200711$57,071$57,071
200511$211,612$211,612
199920$0—
198411$749$749
198211$8,078$8,078
198010$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Rockland County

Rockland County has 476 weather events in the NCEI record since 1950 (20 in the last 12 months), 30 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 128; hurricane-strength tracks within 50 miles: 1.

Hail: 37 · Tornado: 3 · Flood: 128 · Wind: 163 · Winter: 92 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 10931?

14 claims since 1978 in the OpenFEMA NFIP claims file, 10 of them with a payment.

How much has the NFIP paid out in ZIP 10931?

$1.2M across 10 paid claims (building, contents and increased-cost-of-compliance payments combined), about $120K per paid claim.

Which year had the most flood claims in 10931?

2011, with 6 claims and $890K paid.

What county is ZIP 10931 in?

Most claims in this ZIP carry the county code for Rockland County, New York; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.