County Hazards

States › Pennsylvania › Westmoreland County › ZIP 15479

ZIP code 15479, Westmoreland County, Pennsylvania

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 33 NFIP claims for ZIP 15479 (Westmoreland County, Pennsylvania), with $118K paid on 26 claims since 1978.

That is 2% of the 1,612 claims recorded across Westmoreland County. The average paid claim in the ZIP is $5K, lower than the county average of $17K and the Pennsylvania average of $23K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 752 residential flood policies in force, covering 0.5% of residential structures.

33NFIP claims since 1978
26paid claims
$118Ktotal paid
$5Kaverage paid claim

Compared with the county and state

MeasureZIP 15479WestmorelandPennsylvaniaUS
Claims since 1978331,61277,0602,680,429
Share of claims paid79%78%82%78%
Average paid claim$5K$17K$23K$43K
Share of county claims2.0%100%——
Repetitive-loss properties21698,553—

Claims by year of loss

197820022026
NFIP claims in ZIP 15479 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s3$4,410
1980s1$747
1990s15$50,461
2000s3$2,745
2010s10$48,047
2020s1$11,563
Year of lossClaimsPaid claimsAmount paidAverage paid
202411$11,563$11,563
201854$31,391$7,848
201732$4,237$2,118
201411$9,361$9,361
201211$3,057$3,057
200811$1,652$1,652
200311$1,094$1,094
200010$0—
19961411$50,461$4,587
199010$0—
198911$747$747
197833$4,410$1,470

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Westmoreland County

Westmoreland County has 1,942 weather events in the NCEI record since 1950 (66 in the last 12 months), 20 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 345; hurricane-strength tracks within 50 miles: 0.

Hail: 294 · Tornado: 50 · Flood: 345 · Wind: 1,092 · Winter: 112 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 15479?

33 claims since 1978 in the OpenFEMA NFIP claims file, 26 of them with a payment.

How much has the NFIP paid out in ZIP 15479?

$118K across 26 paid claims (building, contents and increased-cost-of-compliance payments combined), about $5K per paid claim.

Which year had the most flood claims in 15479?

1996, with 14 claims and $50K paid.

What county is ZIP 15479 in?

Most claims in this ZIP carry the county code for Westmoreland County, Pennsylvania; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.