County Hazards

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Pennsylvania

The recorded hazard history of every county in Pennsylvania: storm events since 1950, federal disaster declarations since 1953, and National Flood Insurance Program claims since 1978.

Pennsylvania has 54,427 weather events in the NCEI Storm Events record since 1950 across 67 counties, led by damaging wind: 121.6 per 100 square miles against 56.0 nationally.

NCEI attributes 901 deaths and 3,825 injuries to those events, with property damage estimated at $5.3B. By events per 100 square miles the leading counties are Philadelphia, Delaware and Lehigh.

FEMA lists 64 disaster declarations touching the state since 1953, most recently Tropical Storm Debby (11 Sep 2024). NFIP policyholders filed 77,060 flood claims since 1978, $1.4B paid; 31,965 residential policies are in force.

2,028events, last 12 monthsto 30 Jun 2026
54,427events since 1950121.6 per 100 sq mi (US 56.0)
64disaster declarations since 1953last 11 Sep 2024
77,060NFIP flood claims$1.4B paid

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. Storm records through 30 Jun 2026; declarations refreshed 29 Sep 2026; claims as of 8 Sep 2026.

Compared with the United States

MeasurePennsylvaniaUS
Recorded events since 195054,4271,977,440
Events per 100 square miles121.656.0
Events per 10,000 residents42.059.6
Deaths recorded by NCEI90126,435
Property damage (NCEI estimates)$5.3B$575B
NFIP claims per 1,000 residents5.98.1
Average paid NFIP claim$23K$43K
Residential flood policies in force31,9653,139,862

Hazard mix

Wind26,598
Winter9,299
Flood7,057
Hail5,524
Tornado1,091
Cold1,090
Heat1,049
Drought807
Other696
Lightning554
Fog483
Tropical94
Wildfire85
HazardEventsShare of USDeaths
■ Wind26,5983.8%91
■ Winter9,2993.2%130
■ Flood7,0573.8%110
■ Hail5,5241.3%—
■ Tornado1,0911.3%83
■ Cold1,0902.0%36
■ Heat1,0491.9%420
■ Drought8070.9%—
■ Other6961.5%2
■ Lightning5543.1%27
■ Fog4832.6%—
■ Tropical940.8%1
■ Wildfire850.9%1

Events by decade

Hail: 16Tornado: 64Wind: 61
Hail: 56Tornado: 42Wind: 224
Hail: 141Tornado: 122Wind: 580
Hail: 322Tornado: 159Wind: 1156
Hail: 766Tornado: 223Flood: 859Wind: 4270Winter: 1102Tropical: 2Heat: 243Cold: 67Drought: 387Lightning: 120Fog: 50Other: 222
Hail: 1553Tornado: 112Flood: 2101Wind: 5427Winter: 3281Tropical: 70Heat: 394Cold: 440Drought: 225Wildfire: 56Lightning: 241Fog: 88Other: 186
Hail: 1832Tornado: 208Flood: 2584Wind: 7549Winter: 2781Tropical: 12Heat: 267Cold: 422Drought: 33Wildfire: 20Lightning: 141Fog: 64Other: 218
Hail: 838Tornado: 161Flood: 1513Wind: 7331Winter: 2135Tropical: 10Heat: 145Cold: 161Drought: 162Wildfire: 9Lightning: 52Fog: 281Other: 70
1411950s3221960s8431970s1,6371980s8,3111990s14,1742000s16,1312010s12,8682020s
Recorded events in Pennsylvania by decade and hazard group, including events recorded by forecast zone. HailTornadoFloodWindWinterTropicalHeatColdDroughtWildfireLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Counties by events per 100 square miles

CountyEventsLast 12 moPer 100 sq miPer 10k residentsDominantTornadoesHailDeclarationsNFIP claimsNRI risk
Philadelphia County1,372581,021.28.7Wind1245251,700Very High
Delaware County1,34246730.123.4Wind563243,034Relatively Moderate
Lehigh County1,34235388.635.7Wind159317967Relatively Moderate
Northampton County1,35932367.543.3Wind1369241,561Relatively Moderate
Allegheny County2,59454355.421.0Wind27445184,832Relatively High
Montgomery County1,60349331.918.6Wind19132296,200Relatively High
Carbon County1,11523292.4170.5Winter4441894Relatively Low
Berks County2,021108236.047.1Wind30142231,313Relatively Moderate
Bucks County1,41735234.521.9Wind29103275,260Relatively High
Chester County1,75262233.432.5Wind29102261,914Relatively Moderate
Beaver County97823225.058.7Wind2515315832Relatively Low
Monroe County1,33130218.878.6Winter145321436Relatively Moderate
Lawrence County71433199.883.5Wind1210512207Relatively Low
Westmoreland County1,94266189.055.0Wind50294201,612Relatively Moderate
Montour County2102161.2116.1Wind41717154Very Low
Lebanon County58129160.640.5Wind1955191,005Relatively Low
Mercer County96043142.787.3Wind2516013120Relatively Low
Butler County1,08662137.655.9Wind3120111874Relatively Low
Washington County1,17638137.256.1Wind25156141,131Relatively Moderate
Dauphin County70629134.524.6Wind1990225,248Relatively Moderate
Lackawanna County58222126.827.0Wind1274221,369Relatively Moderate
Fayette County99559125.878.4Wind2312418722Relatively Moderate
Lancaster County1,17789124.721.3Wind39192222,106Relatively High
York County1,10275121.924.0Wind32164211,753Relatively Moderate
Venango County80541119.4161.2Wind159415429Relatively Low
Jefferson County77532118.8175.7Wind177914373Relatively Low
Cumberland County59223108.522.5Wind1763191,600Relatively Moderate
Crawford County1,05324104.0126.3Wind4418615330Relatively Low
Adams County52816101.850.7Wind175220400Relatively Low
Clarion County61016101.5164.2Wind156914189Very Low
Cambria County6832799.351.7Wind204818802Relatively Low
Northumberland County449998.149.2Wind1438191,721Relatively Low
Armstrong County639797.898.2Wind117217437Relatively Low
Indiana County7833094.694.5Wind1910818387Relatively Low
Snyder County310794.378.2Wind102617904Relatively Low
Union County296493.769.5Wind121518927Relatively Low
Columbia County435990.067.1Wind949202,200Relatively Low
Erie County7011187.726.1Wind2420611512Relatively Moderate
Blair County4582187.237.6Wind330181,117Relatively Low
Luzerne County7382082.922.6Wind2093234,147Relatively Moderate
Wyoming County321580.8123.3Wind825271,189Relatively Low
Greene County4651980.7131.5Wind103415265Relatively Low
Susquehanna County6551579.5170.6Wind137524506Relatively Low
Franklin County5972677.338.2Wind158720188Relatively Low
Mifflin County3091375.267.0Wind52217487Relatively Low
Forest County316874.0449.4Wind10161214Very Low
Perry County4071473.888.5Wind63420749Relatively Low
Sullivan County329773.1560.7Wind131925134Very Low
Schuylkill County5192366.736.2Wind1551241,041Relatively Moderate
Bradford County7561265.9126.2Wind218321898Relatively Low
Pike County3561665.359.4Wind86118219Relatively Low
Warren County5753065.0150.8Wind194410126Relatively Low
Juniata County254964.9109.0Wind71420178Very Low
Somerset County6523660.688.6Wind153621395Relatively Low
Clearfield County6685658.383.4Wind83817537Relatively Low
Fulton County2361153.9162.5Wind6201716Very Low
Cameron County210353.0471.0Wind2111173Very Low
McKean County5152752.6128.9Wind55813158Relatively Low
Huntingdon County4581152.4104.4Wind104218531Relatively Low
Lycoming County6422552.256.5Wind29112213,878Relatively Low
Centre County5732551.736.4Wind158315339Relatively Low
Wayne County3691850.871.7Wind115525221Relatively Low
Tioga County4991444.0121.9Wind75420234Relatively Low
Elk County352642.6114.3Wind162310322Relatively Low
Bedford County4101340.586.4Wind1341211,185Relatively Low
Clinton County3571340.295.3Wind113715911Relatively Low
Potter County3981436.8244.8Wind13361490Very Low

Events are county-recorded plus zone-recorded events whose zone is named for the county. NRI risk is FEMA's National Risk Index overall rating (December 2025).

Counties by flood claims per 100 policies in force

CountyClaims, last 10 yearsPolicies in forceClaims per 100 policiesClaims since 1978Paid
Beaver County13120563.9832$14M
Washington County29846863.71,131$21M
Indiana County10417160.8387$2.4M
Butler County19432659.5874$15M
Fayette County10620851.0722$10M
Montgomery County1,1312,28449.56,200$185M
Westmoreland County36775248.81,612$22M
Berks County30768444.91,313$24M
Allegheny County8241,85144.54,832$82M
Bedford County9823541.71,185$13M
Delaware County4531,15339.33,034$57M
Chester County3681,01536.31,914$38M
Lehigh County15042335.5967$12M
Philadelphia County4551,38332.91,700$48M
Susquehanna County5617631.8506$13M

Counties with at least 100 residential policies in force. Claims by year of loss in the ten years to 2026, divided by residential policies in force as of 3 Aug 2026; a rough ratio, since policies in force today differ from those in force when the losses occurred.

Federal disaster declarations by year

195319902026
Declarations touching Pennsylvania by year declared, 1953 to 2026; each disaster number counted once.
Incident typeDeclarations
Flood26
Severe Storm17
Hurricane9
Snowstorm5
Biological2
Tornado2
Tropical Storm1
Severe Ice Storm1
Drought1

Most recent declarations (each disaster number once, with the number of counties designated):

DeclaredNumberTypeIncidentTitleCounties
11 Sep 2024DR-4815Major disasterTropical StormTropical Storm Debby13
10 Sep 2021DR-4618Major disasterHurricaneRemnants Of Hurricane Ida13
30 Mar 2020DR-4506Major disasterBiologicalCovid-19 Pandemic67
13 Mar 2020EM-3441EmergencyBiologicalCovid-1967
27 Nov 2018DR-4408Major disasterSevere StormSevere Storms And Flooding11
2 Dec 2016DR-4292Major disasterFloodSevere Storms And Flooding4
23 Mar 2016DR-4267Major disasterSnowstormSevere Winter Storm And Snowstorm23
6 Feb 2014EM-3367EmergencySevere Ice StormSevere Winter Storm7
1 Oct 2013DR-4149Major disasterSevere StormSevere Storms, Tornadoes, And Flooding11
10 Jan 2013DR-4099Major disasterHurricaneHurricane Sandy18
29 Oct 2012EM-3356EmergencyHurricaneHurricane Sandy67
12 Sep 2011DR-4030Major disasterFloodTropical Storm Lee34
8 Sep 2011EM-3340EmergencyFloodRemnants Of Tropical Storm Lee42
3 Sep 2011DR-4025Major disasterHurricaneHurricane Irene14
29 Aug 2011EM-3339EmergencyHurricaneHurricane Irene13

Flood insurance claims by year

197820022026
NFIP claims in Pennsylvania by year of loss, 1978 to 2026.

77,060 claims, 63,015 paid, $1.4B in total; 8,553 repetitive-loss and 1,292 severe repetitive-loss properties. ZIP codes in Pennsylvania with flood claims (1,082).

Year by year

Each year's events, declarations and claims: 2026 · 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016 · 2015 · 2014 · 2013 · 2012 · 2011 · 2010 · 2009 · 2008 · 2007 · 2006 · 2005 · 2004 · 2003 · 2002 · 2001 · 2000 · 1999 · 1998 · 1997 · and earlier years back to 1950

Questions and answers

Which Pennsylvania counties have the most recorded tornadoes?

Westmoreland (50), Crawford (44) and Lancaster (39), by NCEI count since 1950. Larger counties record more events; the state table also ranks by events per 100 square miles.

Which Pennsylvania counties have the most flood insurance claims?

Montgomery (6,200), Bucks (5,260) and Dauphin (5,248) since 1978, in the OpenFEMA NFIP claims file.

How many federal disaster declarations has Pennsylvania had?

64 declarations since 1953 (major disaster, emergency and fire management assistance declarations combined), 0 of them in 2026 so far.

How does Pennsylvania compare with the national rate?

121.6 recorded events per 100 square miles against 56.0 nationally; 5.9 NFIP claims per 1,000 residents against 8.1.

Provenance

NOAA NCEI Storm Events through 30 Jun 2026; OpenFEMA DisasterDeclarationsSummaries v2 refreshed 29 Sep 2026; OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipResidentialPenetrationRates v1 (3 Aug 2026); FEMA National Risk Index December 2025; US Census Bureau 2021 population and area. Built 30 Sep 2026. Methodology.