County Hazards

States › Pennsylvania › Westmoreland County › ZIP 15683

ZIP code 15683, Westmoreland County, Pennsylvania

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 15683, in Westmoreland County, Pennsylvania, has 40 National Flood Insurance Program claims in the OpenFEMA record since 1978, 27 of them paid for a total of $60K.

That is 2.5% of the 1,612 claims recorded across Westmoreland County. The average paid claim in the ZIP is $2K, lower than the county average of $17K and the Pennsylvania average of $23K.

At county level FEMA counts 752 residential flood policies in force, covering 0.5% of residential structures.

40NFIP claims since 1978
27paid claims
$60Ktotal paid
$2Kaverage paid claim

Compared with the county and state

MeasureZIP 15683WestmorelandPennsylvaniaUS
Claims since 1978401,61277,0602,680,429
Share of claims paid68%78%82%78%
Average paid claim$2K$17K$23K$43K
Share of county claims2.5%100%——
Repetitive-loss properties01698,553—

Claims by year of loss

197820022026
NFIP claims in ZIP 15683 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s14$12,267
1980s15$12,813
1990s5$231
2000s0$0
2010s3$26,707
2020s3$7,530
Year of lossClaimsPaid claimsAmount paidAverage paid
202621$7,530$7,530
202310$0—
201810$0—
201322$26,707$13,353
199720$0—
199410$0—
199021$231$231
198586$5,193$866
198177$7,620$1,089
197942$6,015$3,007
1978108$6,252$781

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Westmoreland County

Westmoreland County has 1,942 weather events in the NCEI record since 1950 (66 in the last 12 months), 20 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 345; hurricane-strength tracks within 50 miles: 0.

Hail: 294 · Tornado: 50 · Flood: 345 · Wind: 1,092 · Winter: 112 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 15683?

40 claims since 1978 in the OpenFEMA NFIP claims file, 27 of them with a payment.

How much has the NFIP paid out in ZIP 15683?

$60K across 27 paid claims (building, contents and increased-cost-of-compliance payments combined), about $2K per paid claim.

Which year had the most flood claims in 15683?

1978, with 10 claims and $6K paid.

What county is ZIP 15683 in?

Most claims in this ZIP carry the county code for Westmoreland County, Pennsylvania; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.