County Hazards

States › Pennsylvania › Cambria County › ZIP 15714

ZIP code 15714, Cambria County, Pennsylvania

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 34 NFIP claims for ZIP 15714 (Cambria County, Pennsylvania), with $204K paid on 20 claims since 1978.

That is 4.2% of the 802 claims recorded across Cambria County. The average paid claim in the ZIP is $10K, higher than the county average of $6K and the Pennsylvania average of $23K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 357 residential flood policies in force, covering 0.6% of residential structures.

34NFIP claims since 1978
20paid claims
$204Ktotal paid
$10Kaverage paid claim

Compared with the county and state

MeasureZIP 15714CambriaPennsylvaniaUS
Claims since 19783480277,0602,680,429
Share of claims paid59%67%82%78%
Average paid claim$10K$6K$23K$43K
Share of county claims4.2%100%——
Repetitive-loss properties2208,553—

Claims by year of loss

197820022026
NFIP claims in ZIP 15714 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s2$0
1980s3$57
1990s6$20,147
2000s8$18,578
2010s9$35,984
2020s6$129,221
Year of lossClaimsPaid claimsAmount paidAverage paid
202466$129,221$21,537
201831$19,048$19,048
201710$0—
201620$0—
201333$16,935$5,645
200611$6,316$6,316
200432$9,718$4,859
200321$2,544$2,544
200220$0—
199711$1,128$1,128
199654$19,018$4,755
198720$0—
198011$57$57
197820$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Cambria County

Cambria County has 683 weather events in the NCEI record since 1950 (27 in the last 12 months), 18 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 48; hurricane-strength tracks within 50 miles: 0.

Hail: 48 · Tornado: 20 · Flood: 48 · Wind: 408 · Winter: 122 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 15714?

34 claims since 1978 in the OpenFEMA NFIP claims file, 20 of them with a payment.

How much has the NFIP paid out in ZIP 15714?

$204K across 20 paid claims (building, contents and increased-cost-of-compliance payments combined), about $10K per paid claim.

Which year had the most flood claims in 15714?

2024, with 6 claims and $129K paid.

What county is ZIP 15714 in?

Most claims in this ZIP carry the county code for Cambria County, Pennsylvania; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.