County Hazards

States › Pennsylvania › York County › ZIP 17322

ZIP code 17322, York County, Pennsylvania

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 17322, in York County, Pennsylvania, has 43 National Flood Insurance Program claims in the OpenFEMA record since 1978, 34 of them paid for a total of $325K.

That is 2.5% of the 1,753 claims recorded across York County. The average paid claim in the ZIP is $10K, lower than the county average of $15K and the Pennsylvania average of $23K.

FEMA counts 8 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 674 residential flood policies in force, covering 0.5% of residential structures.

43NFIP claims since 1978
34paid claims
$325Ktotal paid
$10Kaverage paid claim

Compared with the county and state

MeasureZIP 17322YorkPennsylvaniaUS
Claims since 1978431,75377,0602,680,429
Share of claims paid79%80%82%78%
Average paid claim$10K$15K$23K$43K
Share of county claims2.5%100%——
Repetitive-loss properties81658,553—

Claims by year of loss

197820022026
NFIP claims in ZIP 17322 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s4$1,606
1980s1$0
1990s0$0
2000s19$160,706
2010s19$163,025
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201910$0—
201822$20,221$10,110
201410$0—
20111513$142,804$10,985
200811$597$597
200611$34,657$34,657
20041512$104,576$8,715
200122$20,876$10,438
198910$0—
197943$1,606$535

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: York County

York County has 1,102 weather events in the NCEI record since 1950 (75 in the last 12 months), 21 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 140; hurricane-strength tracks within 50 miles: 1.

Hail: 164 · Tornado: 32 · Flood: 140 · Wind: 636 · Winter: 86 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 17322?

43 claims since 1978 in the OpenFEMA NFIP claims file, 34 of them with a payment.

How much has the NFIP paid out in ZIP 17322?

$325K across 34 paid claims (building, contents and increased-cost-of-compliance payments combined), about $10K per paid claim.

Which year had the most flood claims in 17322?

2004, with 15 claims and $105K paid.

What county is ZIP 17322 in?

Most claims in this ZIP carry the county code for York County, Pennsylvania; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.