County Hazards

States › Pennsylvania › Columbia County › ZIP 17815

ZIP code 17815, Columbia County, Pennsylvania

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 1,423 NFIP claims for ZIP 17815 (Columbia County, Pennsylvania), with $47M paid on 1,274 claims since 1978.

That is 64.7% of the 2,200 claims recorded across Columbia County. The average paid claim in the ZIP is $37K, close to the county average of $33K and the Pennsylvania average of $23K.

FEMA counts 231 repetitive-loss properties and 19 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 490 residential flood policies in force, covering 1.9% of residential structures.

1,423NFIP claims since 1978
1,274paid claims
$47Mtotal paid
$37Kaverage paid claim

Compared with the county and state

MeasureZIP 17815ColumbiaPennsylvaniaUS
Claims since 19781,4232,20077,0602,680,429
Share of claims paid90%88%82%78%
Average paid claim$37K$33K$23K$43K
Share of county claims64.7%100%——
Repetitive-loss properties2313538,553—

Claims by year of loss

197820022026
NFIP claims in ZIP 17815 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s48$80,641
1980s44$86,115
1990s209$1,000,362
2000s533$13,069,030
2010s589$32,469,538
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201920$0—
20185553$871,265$16,439
201720$0—
201610$0—
2011528507$31,589,183$62,306
201011$9,089$9,089
200810$0—
2006361342$11,293,817$33,023
20055339$181,963$4,666
2004117106$1,593,251$15,031
200310$0—
199932$22,822$11,411
1996175139$941,817$6,776
199430$0—
19932816$35,723$2,233
198653$5,974$1,991
1984107$17,865$2,552
19832016$20,155$1,260
198243$13,184$4,395
198143$6,632$2,211
198011$22,305$22,305
19794030$75,630$2,521
197886$5,011$835

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Columbia County

Columbia County has 435 weather events in the NCEI record since 1950 (9 in the last 12 months), 20 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 46; hurricane-strength tracks within 50 miles: 0.

Hail: 49 · Tornado: 9 · Flood: 46 · Wind: 237 · Winter: 73 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 17815?

1,423 claims since 1978 in the OpenFEMA NFIP claims file, 1,274 of them with a payment.

How much has the NFIP paid out in ZIP 17815?

$47M across 1,274 paid claims (building, contents and increased-cost-of-compliance payments combined), about $37K per paid claim.

Which year had the most flood claims in 17815?

2011, with 528 claims and $32M paid.

What county is ZIP 17815 in?

Most claims in this ZIP carry the county code for Columbia County, Pennsylvania; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.