County Hazards

States › Pennsylvania › Carbon County › ZIP 18210

ZIP code 18210, Carbon County, Pennsylvania

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 5 NFIP claims for ZIP 18210 (Carbon County, Pennsylvania), with $41K paid on 3 claims since 1978.

That is 5.3% of the 94 claims recorded across Carbon County. The average paid claim in the ZIP is $14K, higher than the county average of $7K and the Pennsylvania average of $23K.

At county level FEMA counts 152 residential flood policies in force, covering 0.5% of residential structures.

5NFIP claims since 1978
3paid claims
$41Ktotal paid
$14Kaverage paid claim

Compared with the county and state

MeasureZIP 18210CarbonPennsylvaniaUS
Claims since 197859477,0602,680,429
Share of claims paid60%65%82%78%
Average paid claim$14K$7K$23K$43K
Share of county claims5.3%100%——
Repetitive-loss properties068,553—

Claims by year of loss

197820022026
NFIP claims in ZIP 18210 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s0$0
2000s2$3,357
2010s2$18,747
2020s1$19,042
Year of lossClaimsPaid claimsAmount paidAverage paid
202111$19,042$19,042
201610$0—
201111$18,747$18,747
200421$3,357$3,357

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Carbon County

Carbon County has 1,115 weather events in the NCEI record since 1950 (23 in the last 12 months), 18 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 60; hurricane-strength tracks within 50 miles: 1.

Hail: 44 · Tornado: 4 · Flood: 60 · Wind: 322 · Winter: 455 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 18210?

5 claims since 1978 in the OpenFEMA NFIP claims file, 3 of them with a payment.

How much has the NFIP paid out in ZIP 18210?

$41K across 3 paid claims (building, contents and increased-cost-of-compliance payments combined), about $14K per paid claim.

Which year had the most flood claims in 18210?

2004, with 2 claims and $3K paid.

What county is ZIP 18210 in?

Most claims in this ZIP carry the county code for Carbon County, Pennsylvania; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.