County Hazards

States › Pennsylvania › Wyoming County › ZIP 18630

ZIP code 18630, Wyoming County, Pennsylvania

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 256 NFIP claims for ZIP 18630 (Wyoming County, Pennsylvania), with $5.2M paid on 221 claims since 1978.

That is 21.5% of the 1,189 claims recorded across Wyoming County. The average paid claim in the ZIP is $24K, close to the county average of $28K and the Pennsylvania average of $23K.

FEMA counts 27 repetitive-loss properties and 8 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 198 residential flood policies in force, covering 1.7% of residential structures.

256NFIP claims since 1978
221paid claims
$5.2Mtotal paid
$24Kaverage paid claim

Compared with the county and state

MeasureZIP 18630WyomingPennsylvaniaUS
Claims since 19782561,18977,0602,680,429
Share of claims paid86%86%82%78%
Average paid claim$24K$28K$23K$43K
Share of county claims21.5%100%——
Repetitive-loss properties271658,553—

Claims by year of loss

197820022026
NFIP claims in ZIP 18630 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s20$66,877
1980s40$66,415
1990s84$883,697
2000s61$901,475
2010s51$3,315,072
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
20115150$3,315,072$66,301
200810$0—
200697$64,476$9,211
20051410$154,116$15,412
20043735$682,883$19,511
199910$0—
199810$0—
19965349$784,859$16,018
19932822$98,837$4,493
199210$0—
198666$6,427$1,071
19841410$8,957$896
19832016$51,031$3,189
19792016$66,877$4,180

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Wyoming County

Wyoming County has 321 weather events in the NCEI record since 1950 (5 in the last 12 months), 27 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 67; hurricane-strength tracks within 50 miles: 1.

Hail: 25 · Tornado: 8 · Flood: 67 · Wind: 130 · Winter: 76 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 18630?

256 claims since 1978 in the OpenFEMA NFIP claims file, 221 of them with a payment.

How much has the NFIP paid out in ZIP 18630?

$5.2M across 221 paid claims (building, contents and increased-cost-of-compliance payments combined), about $24K per paid claim.

Which year had the most flood claims in 18630?

1996, with 53 claims and $785K paid.

What county is ZIP 18630 in?

Most claims in this ZIP carry the county code for Wyoming County, Pennsylvania; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.