County Hazards

States › Virginia › Warren County › ZIP 22630

ZIP code 22630, Warren County, Virginia

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 22630, in Warren County, Virginia, has 337 National Flood Insurance Program claims in the OpenFEMA record since 1978, 285 of them paid for a total of $6.4M.

That is 91.1% of the 370 claims recorded across Warren County. The average paid claim in the ZIP is $22K, close to the county average of $22K and the Virginia average of $19K.

FEMA counts 69 repetitive-loss properties and 10 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 136 residential flood policies in force, covering 0.9% of residential structures.

337NFIP claims since 1978
285paid claims
$6.4Mtotal paid
$22Kaverage paid claim

Compared with the county and state

MeasureZIP 22630WarrenVirginiaUS
Claims since 197833737050,6092,680,429
Share of claims paid85%83%79%78%
Average paid claim$22K$22K$19K$43K
Share of county claims91.1%100%——
Repetitive-loss properties69826,388—

Claims by year of loss

197820022026
NFIP claims in ZIP 22630 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s3$344
1980s44$929,033
1990s204$4,713,375
2000s29$197,851
2010s52$527,493
2020s5$19,513
Year of lossClaimsPaid claimsAmount paidAverage paid
202532$11,465$5,733
202422$8,047$4,024
20181010$260,399$26,040
201720$0—
20142115$121,772$8,118
20111612$126,272$10,523
201032$19,050$9,525
200621$8,176$8,176
200510$0—
200410$0—
20032420$189,675$9,484
200010$0—
199810$0—
1996183164$4,620,678$28,175
199511$50,000$50,000
199395$19,213$3,843
199275$14,237$2,847
199033$9,247$3,082
198744$4,370$1,093
19853633$901,295$27,312
198444$23,368$5,842
197932$344$172

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Warren County

Warren County has 696 weather events in the NCEI record since 1950 (18 in the last 12 months), 23 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 115; hurricane-strength tracks within 50 miles: 1.

Hail: 33 · Tornado: 3 · Flood: 115 · Wind: 179 · Winter: 184 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 22630?

337 claims since 1978 in the OpenFEMA NFIP claims file, 285 of them with a payment.

How much has the NFIP paid out in ZIP 22630?

$6.4M across 285 paid claims (building, contents and increased-cost-of-compliance payments combined), about $22K per paid claim.

Which year had the most flood claims in 22630?

1996, with 183 claims and $4.6M paid.

What county is ZIP 22630 in?

Most claims in this ZIP carry the county code for Warren County, Virginia; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.