County Hazards

States › Georgia › Henry County › ZIP 30248

ZIP code 30248, Henry County, Georgia

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 30248, in Henry County, Georgia, has 7 National Flood Insurance Program claims in the OpenFEMA record since 1978, 7 of them paid for a total of $124K.

That is 9% of the 78 claims recorded across Henry County. The average paid claim in the ZIP is $18K, lower than the county average of $25K and the Georgia average of $29K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 338 residential flood policies in force, covering 0.4% of residential structures.

7NFIP claims since 1978
7paid claims
$124Ktotal paid
$18Kaverage paid claim

Compared with the county and state

MeasureZIP 30248HenryGeorgiaUS
Claims since 197877824,4792,680,429
Share of claims paid100%60%74%78%
Average paid claim$18K$25K$29K$43K
Share of county claims9.0%100%——
Repetitive-loss properties262,022—

Claims by year of loss

197820022026
NFIP claims in ZIP 30248 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s3$75,098
2000s0$0
2010s4$48,581
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201911$18,434$18,434
201522$29,339$14,670
201311$808$808
199422$69,948$34,974
199211$5,150$5,150

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Henry County

Henry County has 449 weather events in the NCEI record since 1950 (5 in the last 12 months), 16 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 10; hurricane-strength tracks within 50 miles: 0.

Hail: 114 · Tornado: 27 · Flood: 10 · Wind: 176 · Winter: 21 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 30248?

7 claims since 1978 in the OpenFEMA NFIP claims file, 7 of them with a payment.

How much has the NFIP paid out in ZIP 30248?

$124K across 7 paid claims (building, contents and increased-cost-of-compliance payments combined), about $18K per paid claim.

Which year had the most flood claims in 30248?

1994, with 2 claims and $70K paid.

What county is ZIP 30248 in?

Most claims in this ZIP carry the county code for Henry County, Georgia; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.