County Hazards

States › Florida › Brevard County › ZIP 32907

ZIP code 32907, Brevard County, Florida

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 32907, in Brevard County, Florida, has 161 National Flood Insurance Program claims in the OpenFEMA record since 1978, 41 of them paid for a total of $230K.

That is 2.8% of the 5,690 claims recorded across Brevard County. The average paid claim in the ZIP is $6K, lower than the county average of $24K and the Florida average of $62K.

FEMA counts 1 repetitive-loss property and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 29,365 residential flood policies in force, covering 11.8% of residential structures.

161NFIP claims since 1978
41paid claims
$230Ktotal paid
$6Kaverage paid claim

Compared with the county and state

MeasureZIP 32907BrevardFloridaUS
Claims since 19781615,690448,6182,680,429
Share of claims paid25%51%70%78%
Average paid claim$6K$24K$62K$43K
Share of county claims2.8%100%——
Repetitive-loss properties130431,815—

Claims by year of loss

197820022026
NFIP claims in ZIP 32907 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s1$0
1990s35$18,610
2000s91$173,138
2010s21$35,412
2020s13$3,229
Year of lossClaimsPaid claimsAmount paidAverage paid
202520$0—
202410$0—
202350$0—
202240$0—
202111$3,229$3,229
201820$0—
201783$35,412$11,804
201620$0—
201420$0—
201230$0—
201140$0—
200910$0—
20082715$120,819$8,055
200551$2,378$2,378
2004577$49,942$7,135
200010$0—
199951$1,073$1,073
199821$4,083$4,083
19952612$13,455$1,121
199420$0—
198310$0—

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Brevard County

Brevard County has 1,004 weather events in the NCEI record since 1950 (23 in the last 12 months), 45 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 36; hurricane-strength tracks within 50 miles: 13.

Hail: 236 · Tornado: 139 · Flood: 36 · Wind: 440 · Winter: 2 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 32907?

161 claims since 1978 in the OpenFEMA NFIP claims file, 41 of them with a payment.

How much has the NFIP paid out in ZIP 32907?

$230K across 41 paid claims (building, contents and increased-cost-of-compliance payments combined), about $6K per paid claim.

Which year had the most flood claims in 32907?

2004, with 57 claims and $50K paid.

What county is ZIP 32907 in?

Most claims in this ZIP carry the county code for Brevard County, Florida; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.