County Hazards

States › Florida › Brevard County › ZIP 32953

ZIP code 32953, Brevard County, Florida

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 366 NFIP claims for ZIP 32953 (Brevard County, Florida), with $7.0M paid on 206 claims since 1978.

That is 6.4% of the 5,690 claims recorded across Brevard County. The average paid claim in the ZIP is $34K, higher than the county average of $24K and the Florida average of $62K.

FEMA counts 27 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 29,365 residential flood policies in force, covering 11.8% of residential structures.

366NFIP claims since 1978
206paid claims
$7.0Mtotal paid
$34Kaverage paid claim

Compared with the county and state

MeasureZIP 32953BrevardFloridaUS
Claims since 19783665,690448,6182,680,429
Share of claims paid56%51%70%78%
Average paid claim$34K$24K$62K$43K
Share of county claims6.4%100%——
Repetitive-loss properties2730431,815—

Claims by year of loss

197820022026
NFIP claims in ZIP 32953 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s4$1,053
1980s15$8,263
1990s44$38,442
2000s142$1,473,057
2010s101$2,025,526
2020s60$3,476,997
Year of lossClaimsPaid claimsAmount paidAverage paid
20253833$3,198,171$96,914
202483$51,790$17,263
2022125$225,236$45,047
202110$0—
202011$1,799$1,799
201920$0—
201810$0—
20177248$1,952,984$40,687
2016143$62,852$20,951
201520$0—
201420$0—
201321$6,759$6,759
201220$0—
201131$2,932$2,932
201010$0—
200810681$1,379,756$17,034
200610$0—
2005124$73,009$18,252
2004207$20,292$2,899
200310$0—
200210$0—
200110$0—
1999206$26,650$4,442
199820$0—
199710$0—
199610$0—
199581$285$285
1994115$11,508$2,302
199210$0—
198962$2,092$1,046
198731$1,409$1,409
198331$2,134$2,134
198232$2,629$1,315
197920$0—
197821$1,053$1,053

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Brevard County

Brevard County has 1,004 weather events in the NCEI record since 1950 (23 in the last 12 months), 45 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 36; hurricane-strength tracks within 50 miles: 13.

Hail: 236 · Tornado: 139 · Flood: 36 · Wind: 440 · Winter: 2 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 32953?

366 claims since 1978 in the OpenFEMA NFIP claims file, 206 of them with a payment.

How much has the NFIP paid out in ZIP 32953?

$7.0M across 206 paid claims (building, contents and increased-cost-of-compliance payments combined), about $34K per paid claim.

Which year had the most flood claims in 32953?

2008, with 106 claims and $1.4M paid.

What county is ZIP 32953 in?

Most claims in this ZIP carry the county code for Brevard County, Florida; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.