County Hazards

States › Ohio › Summit County › ZIP 44224

ZIP code 44224, Summit County, Ohio

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 66 NFIP claims for ZIP 44224 (Summit County, Ohio), with $414K paid on 46 claims since 1978.

That is 8.1% of the 817 claims recorded across Summit County. The average paid claim in the ZIP is $9K, lower than the county average of $21K and the Ohio average of $17K.

FEMA counts 4 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 724 residential flood policies in force, covering 0.4% of residential structures.

66NFIP claims since 1978
46paid claims
$414Ktotal paid
$9Kaverage paid claim

Compared with the county and state

MeasureZIP 44224SummitOhioUS
Claims since 19786681728,4172,680,429
Share of claims paid70%77%78%78%
Average paid claim$9K$21K$17K$43K
Share of county claims8.1%100%——
Repetitive-loss properties4942,635—

Claims by year of loss

197820022026
NFIP claims in ZIP 44224 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s3$1,052
1980s8$45,098
1990s3$20,252
2000s35$255,524
2010s14$78,103
2020s3$14,349
Year of lossClaimsPaid claimsAmount paidAverage paid
202511$2,490$2,490
202210$0—
202011$11,859$11,859
201810$0—
2014129$78,103$8,678
201110$0—
200810$0—
200487$67,674$9,668
20032519$187,850$9,887
200210$0—
199511$2,412$2,412
199221$17,840$17,840
198711$3,111$3,111
198511$30,110$30,110
198411$2,417$2,417
198121$3,670$3,670
198032$5,788$2,894
197931$1,052$1,052

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Summit County

Summit County has 904 weather events in the NCEI record since 1950 (13 in the last 12 months), 14 federal disaster declarations, and an overall National Risk Index rating of "Relatively Moderate". Flood-type events recorded in the county: 67; hurricane-strength tracks within 50 miles: 0.

Hail: 259 · Tornado: 18 · Flood: 67 · Wind: 455 · Winter: 76 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 44224?

66 claims since 1978 in the OpenFEMA NFIP claims file, 46 of them with a payment.

How much has the NFIP paid out in ZIP 44224?

$414K across 46 paid claims (building, contents and increased-cost-of-compliance payments combined), about $9K per paid claim.

Which year had the most flood claims in 44224?

2003, with 25 claims and $188K paid.

What county is ZIP 44224 in?

Most claims in this ZIP carry the county code for Summit County, Ohio; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.