County Hazards

States › Ohio

Ohio

The recorded hazard history of every county in Ohio: storm events since 1950, federal disaster declarations since 1953, and National Flood Insurance Program claims since 1978.

Ohio has 51,777 weather events in the NCEI Storm Events record since 1950 across 88 counties, led by damaging wind: 126.7 per 100 square miles against 56.0 nationally.

NCEI attributes 460 deaths and 5,828 injuries to those events, with property damage estimated at $8.4B. By events per 100 square miles the leading counties are Cuyahoga, Hamilton and Lake.

FEMA lists 60 disaster declarations touching the state since 1953, most recently Tornadoes (2 May 2024). NFIP policyholders filed 28,417 flood claims since 1978, $373M paid; 18,040 residential policies are in force.

1,442events, last 12 monthsto 30 Jun 2026
51,777events since 1950126.7 per 100 sq mi (US 56.0)
60disaster declarations since 1953last 2 May 2024
28,417NFIP flood claims$373M paid

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. Storm records through 30 Jun 2026; declarations refreshed 29 Sep 2026; claims as of 8 Sep 2026.

Compared with the United States

MeasureOhioUS
Recorded events since 195051,7771,977,440
Events per 100 square miles126.756.0
Events per 10,000 residents44.059.6
Deaths recorded by NCEI46026,435
Property damage (NCEI estimates)$8.4B$575B
NFIP claims per 1,000 residents2.48.1
Average paid NFIP claim$17K$43K
Residential flood policies in force18,0403,139,862

Hazard mix

Wind24,469
Hail9,155
Winter7,472
Flood6,794
Tornado1,565
Cold863
Drought415
Heat410
Other354
Lightning242
Tropical24
Fog14
HazardEventsShare of USDeaths
■ Wind24,4693.5%77
■ Hail9,1552.2%—
■ Winter7,4722.6%28
■ Flood6,7943.7%74
■ Tornado1,5651.9%200
■ Cold8631.6%27
■ Drought4150.5%—
■ Heat4100.7%16
■ Other3540.8%2
■ Lightning2421.3%28
■ Tropical240.2%—
■ Fog140.1%8

Events by decade

Hail: 19Tornado: 71Wind: 81
Hail: 117Tornado: 148Wind: 320
Hail: 192Tornado: 202Wind: 605
Hail: 632Tornado: 165Wind: 1685
Hail: 1389Tornado: 199Flood: 1092Wind: 4142Winter: 714Tropical: 24Heat: 154Cold: 206Drought: 286Lightning: 130Other: 79
Hail: 2695Tornado: 174Flood: 1988Wind: 5945Winter: 1856Heat: 97Cold: 175Drought: 30Lightning: 80Fog: 12Other: 90
Hail: 3034Tornado: 318Flood: 2216Wind: 6794Winter: 3225Heat: 151Cold: 358Lightning: 25Fog: 2Other: 163
Hail: 1077Tornado: 288Flood: 1498Wind: 4897Winter: 1677Heat: 8Cold: 124Drought: 99Lightning: 7Other: 22
1711950s5851960s9991970s2,4821980s8,4151990s13,1422000s16,2862010s9,6972020s
Recorded events in Ohio by decade and hazard group, including events recorded by forecast zone. HailTornadoFloodWindWinterTropicalHeatColdDroughtLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Counties by events per 100 square miles

CountyEventsLast 12 moPer 100 sq miPer 10k residentsDominantTornadoesHailDeclarationsNFIP claimsNRI risk
Cuyahoga County1,30935286.310.5Wind21299191,730Relatively High
Hamilton County1,15922285.914.0Wind18210181,950Relatively High
Lake County60710264.826.2Wind59815882Relatively Low
Franklin County1,27348239.19.6Wind40286201,399Relatively High
Montgomery County1,04327226.119.5Wind2220713347Relatively Moderate
Erie County55311220.173.9Wind15108141,103Relatively Low
Warren County88229219.735.8Wind3512713209Relatively Low
Summit County90413219.016.8Wind1825914817Relatively Moderate
Lucas County71912211.716.8Wind12201161,201Relatively Moderate
Ottawa County5299207.7131.9Wind15114131,384Relatively Low
Lorain County92719189.029.4Wind3617919538Relatively Moderate
Greene County77328186.945.9Wind2516516156Relatively Low
Clermont County83721184.939.9Wind2611918623Relatively Low
Clinton County74518182.3177.4Wind321181016Very Low
Geauga County68816171.972.0Wind181091373Relatively Low
Butler County80121171.720.5Wind2615914474Relatively Moderate
Clark County66336167.148.9Wind338711136Relatively Low
Medina County6554155.435.8Wind3017314290Relatively Low
Miami County58519143.953.5Wind358015150Relatively Low
Stark County8136141.321.7Wind1822912456Relatively Moderate
Auglaize County55513138.3120.3Wind249413124Very Low
Richland County68516138.354.7Wind3016918329Relatively Low
Trumbull County85524138.342.5Wind2518012405Relatively Moderate
Columbiana County73516138.272.5Wind2213818116Relatively Low
Portage County66412136.240.9Wind181691285Relatively Low
Delaware County60317136.127.3Wind149515101Relatively Low
Perry County55137135.1155.4Wind126919137Very Low
Mahoning County5526134.124.3Wind1712612305Relatively Moderate
Fairfield County67143133.041.7Wind2411413311Relatively Low
Lawrence County59531131.2103.6Wind99416467Relatively Low
Shelby County53523131.2111.5Wind10721597Relatively Low
Ashland County5442128.6104.0Wind201261258Relatively Low
Tuscarawas County72914128.578.8Wind1512513192Relatively Low
Athens County63841126.7102.8Wind49319422Relatively Low
Logan County57326125.0124.5Wind87214117Relatively Low
Brown County60711124.0139.0Wind276619149Relatively Low
Huron County6025122.3103.1Wind371261471Relatively Low
Carroll County4827122.1180.6Wind11661131Very Low
Sandusky County4978121.784.6Wind1310613145Relatively Low
Preble County51312120.9125.5Wind17611148Relatively Low
Mercer County54416117.6128.6Wind29741496Very Low
Scioto County70810116.096.5Wind159518318Relatively Low
Van Wert County47310115.6164.6Wind42731336Very Low
Marion County4635114.770.9Wind179812240Relatively Low
Fayette County45213111.2156.4Wind18671120Very Low
Jefferson County45415111.270.1Wind87722397Relatively Low
Holmes County4695111.0105.9Wind129212120Relatively Low
Licking County75330110.341.7Wind2912220400Relatively Low
Belmont County58320109.688.5Wind59622653Relatively Low
Washington County68945109.0115.9Flood8105201,302Relatively Low
Crawford County43713108.8104.7Wind188015154Very Low
Gallia County50723108.7173.9Wind88217176Relatively Low
Darke County64929108.5125.8Wind31991335Relatively Low
Hocking County45721108.5162.7Wind63918157Relatively Low
Ashtabula County7548107.477.5Wind1610815146Relatively Low
Wayne County5964107.451.1Wind2514310175Relatively Low
Meigs County45720106.3207.3Wind65518273Relatively Low
Jackson County43929104.4135.0Wind66216193Very Low
Highland County5778104.3133.1Wind2263122Relatively Low
Vinton County43027104.3338.7Wind6171615Very Low
Champaign County44413103.5114.7Wind8611138Very Low
Pickaway County50820101.485.6Wind27661571Relatively Low
Seneca County55810101.3101.6Wind2315913123Relatively Low
Wood County6247101.147.1Wind2814510210Relatively Low
Union County43312100.366.6Wind12671356Very Low
Guernsey County5102097.7133.2Wind1110517373Very Low
Adams County5691697.5206.6Wind168119155Relatively Low
Allen County392797.438.6Wind236410259Relatively Low
Hancock County516997.169.1Wind14101142,049Relatively Low
Muskingum County6441896.974.5Wind2511517182Relatively Low
Coshocton County5431396.3148.3Wind6901660Relatively Low
Pike County418894.9154.3Wind163617105Relatively Low
Madison County4352093.498.0Wind15641222Very Low
Morrow County3701291.1105.3Wind1979169Very Low
Morgan County3771890.5275.5Wind13517185Very Low
Henry County371989.2134.7Wind195110163Very Low
Fulton County360688.884.8Wind1359934Very Low
Knox County459987.373.0Wind14801365Relatively Low
Harrison County3481186.5240.4Wind4451890Very Low
Ross County5902285.676.7Wind168916125Relatively Low
Putnam County400782.9116.6Wind268813461Very Low
Defiance County333980.987.3Wind13638330Very Low
Noble County3211080.7226.4Wind43018174Very Low
Hardin County3641277.4118.9Wind11511217Very Low
Paulding County320776.8169.6Wind16491334Very Low
Wyandot County3111276.4143.3Wind95512127Very Low
Williams County286468.077.9Wind943832Relatively Low
Monroe County297265.2222.8Wind34122108Very Low

Events are county-recorded plus zone-recorded events whose zone is named for the county. NRI risk is FEMA's National Risk Index overall rating (December 2025).

Counties by flood claims per 100 policies in force

CountyClaims, last 10 yearsPolicies in forceClaims per 100 policiesClaims since 1978Paid
Hamilton County36287641.31,950$34M
Belmont County5014534.5653$7.8M
Mahoning County4814333.6305$2.8M
Hancock County12038731.02,049$39M
Hocking County3411529.6157$2.2M
Allen County4816329.4259$4.1M
Licking County9940224.6400$4.4M
Franklin County2981,22124.41,399$8.4M
Clermont County6427023.7623$10M
Erie County9541422.91,103$8.3M
Washington County6327822.71,302$18M
Athens County3616621.7422$5.4M
Auglaize County2511621.6124$2.3M
Ottawa County12560820.61,384$9.5M
Jefferson County2713619.9397$4.0M

Counties with at least 100 residential policies in force. Claims by year of loss in the ten years to 2026, divided by residential policies in force as of 3 Aug 2026; a rough ratio, since policies in force today differ from those in force when the losses occurred.

Federal disaster declarations by year

195319902026
Declarations touching Ohio by year declared, 1953 to 2026; each disaster number counted once.
Incident typeDeclarations
Severe Storm24
Flood17
Tornado8
Snowstorm4
Biological2
Hurricane2
Other2
Mud/Landslide1

Most recent declarations (each disaster number once, with the number of counties designated):

DeclaredNumberTypeIncidentTitleCounties
2 May 2024DR-4777Major disasterTornadoTornadoes11
31 Mar 2020DR-4507Major disasterBiologicalCovid-19 Pandemic88
13 Mar 2020EM-3457EmergencyBiologicalCovid-1988
18 Jun 2019DR-4447Major disasterTornadoSevere Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslide12
8 Apr 2019DR-4424Major disasterFloodSevere Storms, Flooding, And Landslides21
17 Apr 2018DR-4360Major disasterFloodSevere Storms, Landslides, And Mudslides22
3 Jan 2013DR-4098Major disasterHurricaneSevere Storms And Flooding Due To The Remnants Of Hurricane Sandy2
20 Aug 2012DR-4077Major disasterSevere StormSevere Storms And Straight-Line Winds39
30 Jun 2012EM-3346EmergencySevere StormSevere Storms88
13 Jul 2011DR-4002Major disasterSevere StormSevere Storms And Flooding21
24 Oct 2008DR-1805Major disasterSevere StormSevere Wind Storm Associated With Tropical Depression Ike33
24 Apr 2008EM-3286EmergencySnowstormRecord Snow And Near Record Snow20
27 Aug 2007DR-1720Major disasterSevere StormSevere Storms, Flooding, And Tornadoes8
1 Aug 2006DR-1656Major disasterSevere StormSevere Storms, Straight Line Winds, And Flooding3
2 Jul 2006DR-1651Major disasterSevere StormSevere Storms, Tornadoes, Straight Line Winds, And Flooding6

Flood insurance claims by year

197820022026
NFIP claims in Ohio by year of loss, 1978 to 2026.

28,417 claims, 22,074 paid, $373M in total; 2,635 repetitive-loss and 295 severe repetitive-loss properties. ZIP codes in Ohio with flood claims (602).

Year by year

Each year's events, declarations and claims: 2026 · 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016 · 2015 · 2014 · 2013 · 2012 · 2011 · 2010 · 2009 · 2008 · 2007 · 2006 · 2005 · 2004 · 2003 · 2002 · 2001 · 2000 · 1999 · 1998 · 1997 · and earlier years back to 1950

Questions and answers

Which Ohio counties have the most recorded tornadoes?

Van Wert (42), Franklin (40) and Huron (37), by NCEI count since 1950. Larger counties record more events; the state table also ranks by events per 100 square miles.

Which Ohio counties have the most flood insurance claims?

Hancock (2,049), Hamilton (1,950) and Cuyahoga (1,730) since 1978, in the OpenFEMA NFIP claims file.

How many federal disaster declarations has Ohio had?

60 declarations since 1953 (major disaster, emergency and fire management assistance declarations combined), 0 of them in 2026 so far.

How does Ohio compare with the national rate?

126.7 recorded events per 100 square miles against 56.0 nationally; 2.4 NFIP claims per 1,000 residents against 8.1.

Provenance

NOAA NCEI Storm Events through 30 Jun 2026; OpenFEMA DisasterDeclarationsSummaries v2 refreshed 29 Sep 2026; OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipResidentialPenetrationRates v1 (3 Aug 2026); FEMA National Risk Index December 2025; US Census Bureau 2021 population and area. Built 30 Sep 2026. Methodology.