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States › Ohio › Brown County › ZIP 45167

ZIP code 45167, Brown County, Ohio

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 45167, in Brown County, Ohio, has 102 National Flood Insurance Program claims in the OpenFEMA record since 1978, 83 of them paid for a total of $1.3M.

That is 68.5% of the 149 claims recorded across Brown County. The average paid claim in the ZIP is $16K, close to the county average of $15K and the Ohio average of $17K.

FEMA counts 3 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 91 residential flood policies in force, covering 0.4% of residential structures.

102NFIP claims since 1978
83paid claims
$1.3Mtotal paid
$16Kaverage paid claim

Compared with the county and state

MeasureZIP 45167BrownOhioUS
Claims since 197810214928,4172,680,429
Share of claims paid81%77%78%78%
Average paid claim$16K$15K$17K$43K
Share of county claims68.5%100%——
Repetitive-loss properties352,635—

Claims by year of loss

197820022026
NFIP claims in ZIP 45167 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s15$16,875
1980s0$0
1990s72$1,096,531
2000s4$24,970
2010s8$99,930
2020s3$88,911
Year of lossClaimsPaid claimsAmount paidAverage paid
202511$66,901$66,901
202211$12,811$12,811
202111$9,200$9,200
201711$10,943$10,943
201564$86,664$21,666
201011$2,322$2,322
200810$0—
200711$2,986$2,986
200522$21,984$10,992
199811$2,726$2,726
19976653$1,073,682$20,258
199622$9,643$4,821
199422$10,200$5,100
199111$280$280
19791211$13,375$1,216
197831$3,500$3,500

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Brown County

Brown County has 607 weather events in the NCEI record since 1950 (11 in the last 12 months), 19 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 111; hurricane-strength tracks within 50 miles: 0.

Hail: 66 · Tornado: 27 · Flood: 111 · Wind: 263 · Winter: 124 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 45167?

102 claims since 1978 in the OpenFEMA NFIP claims file, 83 of them with a payment.

How much has the NFIP paid out in ZIP 45167?

$1.3M across 83 paid claims (building, contents and increased-cost-of-compliance payments combined), about $16K per paid claim.

Which year had the most flood claims in 45167?

1997, with 66 claims and $1.1M paid.

What county is ZIP 45167 in?

Most claims in this ZIP carry the county code for Brown County, Ohio; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.