County Hazards

States › Ohio › Pike County › ZIP 45690

ZIP code 45690, Pike County, Ohio

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 70 NFIP claims for ZIP 45690 (Pike County, Ohio), with $1.3M paid on 64 claims since 1978.

That is 66.7% of the 105 claims recorded across Pike County. The average paid claim in the ZIP is $20K, close to the county average of $17K and the Ohio average of $17K.

FEMA counts 8 repetitive-loss properties and 3 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 75 residential flood policies in force, covering 0.6% of residential structures.

70NFIP claims since 1978
64paid claims
$1.3Mtotal paid
$20Kaverage paid claim

Compared with the county and state

MeasureZIP 45690PikeOhioUS
Claims since 19787010528,4172,680,429
Share of claims paid91%91%78%78%
Average paid claim$20K$17K$17K$43K
Share of county claims66.7%100%——
Repetitive-loss properties8142,635—

Claims by year of loss

197820022026
NFIP claims in ZIP 45690 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s1$616
1990s36$551,398
2000s25$641,044
2010s1$6,395
2020s7$50,740
Year of lossClaimsPaid claimsAmount paidAverage paid
202455$47,808$9,562
202210$0—
202011$2,933$2,933
201911$6,395$6,395
20062020$623,738$31,187
200511$3,071$3,071
200211$6,450$6,450
200111$1,608$1,608
200021$6,176$6,176
19973229$528,352$18,219
199511$7,681$7,681
199411$1,320$1,320
199211$14,044$14,044
199010$0—
198011$616$616

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Pike County

Pike County has 418 weather events in the NCEI record since 1950 (8 in the last 12 months), 17 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 83; hurricane-strength tracks within 50 miles: 0.

Hail: 36 · Tornado: 16 · Flood: 83 · Wind: 168 · Winter: 103 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 45690?

70 claims since 1978 in the OpenFEMA NFIP claims file, 64 of them with a payment.

How much has the NFIP paid out in ZIP 45690?

$1.3M across 64 paid claims (building, contents and increased-cost-of-compliance payments combined), about $20K per paid claim.

Which year had the most flood claims in 45690?

1997, with 32 claims and $528K paid.

What county is ZIP 45690 in?

Most claims in this ZIP carry the county code for Pike County, Ohio; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.