County Hazards

States › Ohio › Washington County › ZIP 45773

ZIP code 45773, Washington County, Ohio

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 5 NFIP claims for ZIP 45773 (Washington County, Ohio), with $46K paid on 4 claims since 1978.

That is 0.4% of the 1,302 claims recorded across Washington County. The average paid claim in the ZIP is $11K, lower than the county average of $18K and the Ohio average of $17K.

FEMA counts 1 repetitive-loss property and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 278 residential flood policies in force, covering 1.2% of residential structures.

5NFIP claims since 1978
4paid claims
$46Ktotal paid
$11Kaverage paid claim

Compared with the county and state

MeasureZIP 45773WashingtonOhioUS
Claims since 197851,30228,4172,680,429
Share of claims paid80%79%78%78%
Average paid claim$11K$18K$17K$43K
Share of county claims0.4%100%——
Repetitive-loss properties12032,635—

Claims by year of loss

197820022026
NFIP claims in ZIP 45773 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s2$20,556
2000s2$25,297
2010s1$0
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201010$0—
200422$25,297$12,648
199711$10,815$10,815
199411$9,741$9,741

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Washington County

Washington County has 689 weather events in the NCEI record since 1950 (45 in the last 12 months), 20 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 216; hurricane-strength tracks within 50 miles: 0.

Hail: 105 · Tornado: 8 · Flood: 216 · Wind: 209 · Winter: 68 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 45773?

5 claims since 1978 in the OpenFEMA NFIP claims file, 4 of them with a payment.

How much has the NFIP paid out in ZIP 45773?

$46K across 4 paid claims (building, contents and increased-cost-of-compliance payments combined), about $11K per paid claim.

Which year had the most flood claims in 45773?

2004, with 2 claims and $25K paid.

What county is ZIP 45773 in?

Most claims in this ZIP carry the county code for Washington County, Ohio; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.