County Hazards

States › Indiana › Marion County › ZIP 46217

ZIP code 46217, Marion County, Indiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 158 NFIP claims for ZIP 46217 (Marion County, Indiana), with $1.6M paid on 127 claims since 1978.

That is 6.8% of the 2,309 claims recorded across Marion County. The average paid claim in the ZIP is $13K, close to the county average of $11K and the Indiana average of $20K.

FEMA counts 21 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 2,066 residential flood policies in force, covering 0.7% of residential structures.

158NFIP claims since 1978
127paid claims
$1.6Mtotal paid
$13Kaverage paid claim

Compared with the county and state

MeasureZIP 46217MarionIndianaUS
Claims since 19781582,30919,7872,680,429
Share of claims paid80%72%79%78%
Average paid claim$13K$11K$20K$43K
Share of county claims6.8%100%——
Repetitive-loss properties212081,749—

Claims by year of loss

197820022026
NFIP claims in ZIP 46217 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s3$2,014
1980s10$18,149
1990s27$153,028
2000s84$1,033,658
2010s32$379,736
2020s2$44,015
Year of lossClaimsPaid claimsAmount paidAverage paid
202611$6,339$6,339
202411$37,676$37,676
201911$3,972$3,972
201811$17,202$17,202
201555$93,988$18,798
201410$0—
201322$67,782$33,891
2011139$98,151$10,906
201099$98,641$10,960
20091010$87,231$8,723
20083431$632,455$20,402
200611$955$955
20051915$239,151$15,943
200442$5,237$2,618
2003108$61,901$7,738
200262$6,728$3,364
199911$6,456$6,456
199822$28,911$14,455
199611$5,400$5,400
19931611$75,873$6,898
199210$0—
199111$14,573$14,573
199054$21,815$5,454
198952$5,609$2,805
198711$720$720
198611$855$855
198521$9,718$9,718
198111$1,247$1,247
197933$2,014$671

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Marion County

Marion County has 1,218 weather events in the NCEI record since 1950 (32 in the last 12 months), 20 federal disaster declarations, and an overall National Risk Index rating of "Relatively High". Flood-type events recorded in the county: 126; hurricane-strength tracks within 50 miles: 0.

Hail: 373 · Tornado: 47 · Flood: 126 · Wind: 556 · Winter: 68 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 46217?

158 claims since 1978 in the OpenFEMA NFIP claims file, 127 of them with a payment.

How much has the NFIP paid out in ZIP 46217?

$1.6M across 127 paid claims (building, contents and increased-cost-of-compliance payments combined), about $13K per paid claim.

Which year had the most flood claims in 46217?

2008, with 34 claims and $632K paid.

What county is ZIP 46217 in?

Most claims in this ZIP carry the county code for Marion County, Indiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.