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Indiana

The recorded hazard history of every county in Indiana: storm events since 1950, federal disaster declarations since 1953, and National Flood Insurance Program claims since 1978.

Indiana has 43,229 weather events in the NCEI Storm Events record since 1950 across 92 counties, led by damaging wind: 120.7 per 100 square miles against 56.0 nationally.

NCEI attributes 550 deaths and 5,206 injuries to those events, with property damage estimated at $4.5B. By events per 100 square miles the leading counties are Vanderburgh, Marion and Posey.

FEMA lists 56 disaster declarations touching the state since 1953, most recently Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (25 Aug 2026). NFIP policyholders filed 19,787 flood claims since 1978, $310M paid; 13,093 residential policies are in force.

1,597events, last 12 monthsto 30 Jun 2026

43,229events since 1950120.7 per 100 sq mi (US 56.0)

56disaster declarations since 1953last 25 Aug 2026

19,787NFIP flood claims$310M paid

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. Storm records through 30 Jun 2026; declarations refreshed 29 Sep 2026; claims as of 8 Sep 2026.

Compared with the United States

Measure	Indiana	US
Recorded events since 1950	43,229	1,977,440
Events per 100 square miles	120.7	56.0
Events per 10,000 residents	63.5	59.6
Deaths recorded by NCEI	550	26,435
Property damage (NCEI estimates)	$4.5B	$575B
NFIP claims per 1,000 residents	2.9	8.1
Average paid NFIP claim	$20K	$43K
Residential flood policies in force	13,093	3,139,862

Hazard mix

Wind18,195

Hail7,627

Flood6,083

Winter5,852

Tornado2,103

Cold925

Heat607

Drought546

Fog524

Lightning395

Other364

Wildfire8

Hazard	Events	Share of US	Deaths
■ Wind	18,195	2.6%	66
■ Hail	7,627	1.8%	—
■ Flood	6,083	3.3%	83
■ Winter	5,852	2.0%	87
■ Tornado	2,103	2.6%	276
■ Cold	925	1.7%	11
■ Heat	607	1.1%	5
■ Drought	546	0.6%	—
■ Fog	524	2.9%	7
■ Lightning	395	2.2%	14
■ Other	364	0.8%	1
■ Wildfire	8	0.1%	—

Events by decade

Hail: 27Tornado: 171Wind: 149

Hail: 107Tornado: 249Wind: 231

Hail: 219Tornado: 279Wind: 565

Hail: 511Tornado: 157Wind: 1518

Hail: 968Tornado: 272Flood: 918Wind: 2388Winter: 575Heat: 79Cold: 81Drought: 30Lightning: 61Fog: 65Other: 4

Hail: 2618Tornado: 269Flood: 2889Wind: 4718Winter: 1488Heat: 60Cold: 179Drought: 30Wildfire: 2Lightning: 248Fog: 90Other: 135

Hail: 2246Tornado: 377Flood: 1581Wind: 4831Winter: 2506Heat: 236Cold: 287Drought: 310Lightning: 52Fog: 243Other: 186

Hail: 931Tornado: 329Flood: 695Wind: 3795Winter: 1283Heat: 232Cold: 378Drought: 176Wildfire: 6Lightning: 34Fog: 126Other: 39

3471950s5871960s1,0631970s2,1861980s5,4411990s12,7262000s12,8552010s8,0242020s

Recorded events in Indiana by decade and hazard group, including events recorded by forecast zone. HailTornadoFloodWindWinterHeatColdDroughtWildfireLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Counties by events per 100 square miles

County	Events	Last 12 mo	Per 100 sq mi	Per 10k residents	Dominant	Tornadoes	Hail	Declarations	NFIP claims	NRI risk
Vanderburgh County	1,012	32	433.6	56.2	Wind	32	94	20	821	Relatively Moderate
Marion County	1,218	32	307.1	12.5	Wind	47	373	20	2,309	Relatively High
Posey County	946	18	231.1	376.7	Flood	23	80	19	144	Relatively Low
Pike County	772	28	230.9	635.7	Flood	32	50	22	1	Very Low
Ohio County	196	4	227.5	327.9	Wind	7	11	19	17	Very Low
Floyd County	337	9	227.0	41.9	Wind	13	61	17	233	Relatively Low
Warrick County	872	32	226.6	135.2	Wind	29	79	20	77	Relatively Low
Gibson County	1,073	26	220.2	325.9	Flood	30	98	22	49	Relatively Low
Spencer County	785	27	197.8	396.5	Wind	18	75	15	45	Very Low
St. Joseph County	850	6	185.7	31.2	Wind	34	182	17	180	Relatively Moderate
Hamilton County	709	27	179.8	19.9	Wind	30	187	21	497	Relatively Moderate
Lake County	860	64	172.4	17.2	Wind	53	146	24	3,013	Relatively High
Fayette County	358	7	166.5	153.3	Wind	10	43	17	40	Very Low
Hendricks County	664	15	163.2	37.0	Wind	33	210	14	77	Relatively Low
Union County	259	3	160.7	367.5	Wind	3	27	17	3	Very Low
Johnson County	514	17	160.4	31.3	Wind	24	126	16	454	Relatively Low
Dearborn County	473	7	155.0	93.1	Wind	18	54	22	113	Relatively Low
Elkhart County	706	19	152.4	34.1	Wind	36	129	13	378	Relatively Moderate
Vigo County	599	24	148.4	56.5	Wind	20	111	16	662	Relatively Moderate
Wayne County	595	17	148.1	89.5	Wind	22	83	16	109	Relatively Low
Ripley County	658	27	147.4	226.3	Wind	25	77	17	20	Relatively Low
Porter County	614	46	146.9	35.2	Wind	29	91	16	187	Relatively Moderate
Vermillion County	369	16	143.7	240.5	Flood	13	55	17	67	Very Low
Clark County	535	28	143.5	43.6	Wind	30	121	20	860	Relatively Moderate
Delaware County	561	31	143.1	50.1	Wind	25	117	19	302	Relatively Low
Madison County	646	25	142.9	49.4	Wind	32	148	23	305	Relatively Low
Tippecanoe County	708	20	141.9	37.8	Wind	55	132	14	218	Relatively Moderate
Huntington County	539	9	140.9	146.8	Wind	24	140	15	111	Very Low
Allen County	905	18	137.7	23.3	Wind	31	249	18	1,673	Relatively Moderate
Howard County	399	18	136.1	47.7	Wind	27	77	15	489	Relatively Low
Knox County	698	27	135.3	194.1	Wind	28	99	18	81	Relatively Low
Whitley County	452	11	134.7	131.3	Wind	16	97	15	29	Very Low
Crawford County	405	9	132.5	385.2	Wind	8	90	21	136	Very Low
Hancock County	403	14	131.7	49.3	Wind	23	85	19	93	Relatively Low
Morgan County	529	19	131.0	73.3	Wind	26	136	20	231	Relatively Low
Dubois County	553	40	129.4	127.0	Wind	27	100	16	17	Relatively Low
Switzerland County	284	8	128.7	290.1	Wind	11	31	22	110	Very Low
Steuben County	395	14	127.9	114.1	Wind	22	83	12	55	Very Low
Blackford County	199	7	120.5	164.6	Wind	5	44	17	4	Very Low
Miami County	450	8	120.4	124.7	Wind	20	88	15	31	Relatively Low
Kosciusko County	639	11	120.2	79.8	Wind	36	105	18	391	Relatively Low
Boone County	494	16	116.8	67.6	Wind	34	129	18	98	Relatively Low
Monroe County	454	22	115.1	32.5	Wind	24	115	16	126	Relatively Low
Cass County	456	21	110.6	121.4	Wind	30	68	17	63	Relatively Low
Shelby County	447	17	108.7	99.2	Wind	36	61	15	232	Relatively Low
Grant County	444	22	107.2	67.0	Wind	28	112	22	139	Relatively Low
Starke County	325	14	105.1	139.1	Wind	18	68	18	22	Very Low
Bartholomew County	420	15	103.2	50.9	Wind	20	66	13	506	Relatively Low
Noble County	423	5	103.0	89.6	Wind	15	85	16	226	Relatively Low
Scott County	196	5	102.9	80.5	Wind	17	27	17	12	Very Low
Franklin County	393	17	102.2	172.1	Wind	14	49	24	53	Very Low
Owen County	382	18	99.1	178.1	Wind	17	56	20	147	Very Low
Marshall County	439	18	99.0	95.2	Wind	33	52	17	190	Very Low
Jefferson County	350	13	97.0	105.6	Wind	23	35	25	246	Relatively Low
Daviess County	415	16	96.6	124.3	Wind	27	60	18	11	Relatively Low
Harrison County	467	16	96.5	117.5	Wind	26	101	22	207	Relatively Low
Lawrence County	428	16	95.3	95.0	Wind	27	80	21	43	Relatively Low
Putnam County	457	19	95.1	123.6	Wind	22	115	20	23	Relatively Low
Henry County	369	16	94.2	75.4	Wind	23	69	20	33	Relatively Low
Adams County	317	5	93.5	88.2	Wind	22	78	17	119	Relatively Low
Clinton County	376	25	92.8	113.7	Wind	19	68	16	26	Very Low
Wells County	340	10	92.4	120.6	Wind	17	79	15	42	Very Low
Fulton County	339	11	92.0	166.3	Wind	13	69	18	173	Very Low
Carroll County	337	17	90.5	164.8	Wind	22	52	18	501	Very Low
Fountain County	357	13	90.2	217.3	Wind	10	56	13	7	Very Low
Tipton County	234	19	89.8	152.2	Wind	14	36	17	115	Very Low
Parke County	399	23	89.7	243.2	Wind	14	50	20	20	Very Low
Decatur County	330	6	88.6	125.4	Wind	25	63	16	30	Very Low
Jackson County	452	12	88.6	98.1	Wind	25	67	17	96	Relatively Low
LaGrange County	329	12	86.7	81.2	Wind	16	38	12	45	Relatively Low
Rush County	346	11	84.8	207.5	Wind	23	54	17	23	Very Low
Wabash County	349	11	84.6	113.3	Wind	22	87	14	46	Very Low
Warren County	306	18	83.9	361.1	Wind	14	43	19	2	Very Low
Brown County	259	11	83.0	166.5	Wind	8	39	17	160	Very Low
Montgomery County	402	15	79.7	105.6	Wind	28	92	21	25	Very Low
Newton County	317	23	78.9	229.6	Wind	28	62	19	42	Very Low
Sullivan County	351	14	78.5	169.1	Wind	15	46	19	1	Very Low
Clay County	277	10	77.5	104.9	Wind	9	44	20	24	Very Low
Perry County	291	2	76.2	150.7	Wind	15	47	23	42	Very Low
Benton County	309	25	76.0	354.6	Wind	23	60	21	0	Very Low
Randolph County	344	18	76.0	141.1	Wind	23	61	20	25	Very Low
Orange County	298	12	74.8	150.3	Wind	23	63	19	113	Very Low
Greene County	400	11	73.7	129.9	Wind	16	59	19	10	Very Low
Martin County	244	15	72.7	249.5	Wind	11	33	16	14	Very Low
Washington County	368	38	71.6	131.0	Wind	34	52	20	58	Very Low
LaPorte County	427	7	71.4	38.0	Wind	30	92	19	143	Relatively Low
Jay County	258	12	67.2	127.4	Wind	19	37	16	43	Very Low
White County	339	3	67.1	137.5	Wind	27	62	18	237	Very Low
Jasper County	370	26	66.1	111.8	Wind	34	47	19	113	Very Low
Jennings County	238	4	63.2	86.8	Wind	13	41	18	10	Very Low
DeKalb County	199	1	54.8	45.9	Wind	13	58	15	67	Very Low
Pulaski County	235	2	54.2	190.5	Wind	17	50	18	173	Very Low

Events are county-recorded plus zone-recorded events whose zone is named for the county. NRI risk is FEMA's National Risk Index overall rating (December 2025).

Counties by flood claims per 100 policies in force

County	Claims, last 10 years	Policies in force	Claims per 100 policies	Claims since 1978	Paid
Clark County	207	481	43.0	860	$17M
Carroll County	84	209	40.2	501	$17M
Elkhart County	122	340	35.9	378	$3.8M
Monroe County	55	169	32.5	126	$3.8M
Madison County	59	206	28.6	305	$3.7M
Floyd County	42	155	27.1	233	$4.4M
White County	31	119	26.1	237	$5.0M
Noble County	48	192	25.0	226	$2.8M
Delaware County	74	323	22.9	302	$3.8M
Hamilton County	102	523	19.5	497	$5.9M
Jasper County	18	107	16.8	113	$1.6M
Porter County	19	118	16.1	187	$2.3M
Vanderburgh County	71	461	15.4	821	$7.5M
Shelby County	31	204	15.2	232	$3.1M
Tipton County	19	126	15.1	115	$1.8M

Counties with at least 100 residential policies in force. Claims by year of loss in the ten years to 2026, divided by residential policies in force as of 3 Aug 2026; a rough ratio, since policies in force today differ from those in force when the losses occurred.

Federal disaster declarations by year

195319902026

Declarations touching Indiana by year declared, 1953 to 2026; each disaster number counted once.

Incident type	Declarations
Severe Storm	25
Flood	16
Snowstorm	6
Tornado	4
Biological	2
Winter Storm	1
Hurricane	1
Severe Ice Storm	1

Most recent declarations (each disaster number once, with the number of counties designated):

Declared	Number	Type	Incident	Title	Counties
25 Aug 2026	DR-4933	Major disaster	Flood	Severe Storms, Straight-Line Winds, Tornadoes, And Flooding	30
15 Aug 2026	EM-3651	Emergency	Flood	Severe Storms, Straight-Line Winds, Tornadoes, And Flooding	53
24 Jan 2026	EM-3641	Emergency	Winter Storm	Severe Winter Storm	92
22 Jul 2025	DR-4882	Major disaster	Flood	Severe Storms, Straight-Line Winds, Tornadoes, And Flooding	25
15 Apr 2023	DR-4704	Major disaster	Severe Storm	Severe Storms, Straight-Line Winds, And Tornadoes	13
3 Apr 2020	DR-4515	Major disaster	Biological	Covid-19 Pandemic	92
13 Mar 2020	EM-3456	Emergency	Biological	Covid-19	92
4 May 2018	DR-4363	Major disaster	Flood	Severe Storms And Flooding	31
22 Apr 2014	DR-4173	Major disaster	Severe Storm	Severe Winter Storm And Snowstorm	30
9 Mar 2012	DR-4058	Major disaster	Severe Storm	Severe Storms, Straight-Line Winds, And Tornadoes	6
23 Jun 2011	DR-1997	Major disaster	Severe Storm	Severe Storms, Tornadoes, Straight-Line Winds, And	36
22 Apr 2009	DR-1832	Major disaster	Severe Storm	Severe Storms, Tornadoes, And Flooding	16
5 Mar 2009	DR-1828	Major disaster	Severe Storm	Severe Winter Storm	21
23 Sep 2008	DR-1795	Major disaster	Severe Storm	Severe Storms And Flooding	38
8 Jun 2008	DR-1766	Major disaster	Severe Storm	Severe Storms, Flooding, And Tornadoes	50

Flood insurance claims by year

197820022026

NFIP claims in Indiana by year of loss, 1978 to 2026.

19,787 claims, 15,601 paid, $310M in total; 1,749 repetitive-loss and 219 severe repetitive-loss properties. ZIP codes in Indiana with flood claims (360).

Year by year

Each year's events, declarations and claims: 2026 · 2025 · 2024 · 2023 · 2022 · 2021 · 2020 · 2019 · 2018 · 2017 · 2016 · 2015 · 2014 · 2013 · 2012 · 2011 · 2010 · 2009 · 2008 · 2007 · 2006 · 2005 · 2004 · 2003 · 2002 · 2001 · 2000 · 1999 · 1998 · 1997 · and earlier years back to 1950

Questions and answers

Which Indiana counties have the most recorded tornadoes?

Tippecanoe (55), Lake (53) and Marion (47), by NCEI count since 1950. Larger counties record more events; the state table also ranks by events per 100 square miles.

Which Indiana counties have the most flood insurance claims?

Lake (3,013), Marion (2,309) and Allen (1,673) since 1978, in the OpenFEMA NFIP claims file.

How many federal disaster declarations has Indiana had?

56 declarations since 1953 (major disaster, emergency and fire management assistance declarations combined), 3 of them in 2026 so far.

How does Indiana compare with the national rate?

120.7 recorded events per 100 square miles against 56.0 nationally; 2.9 NFIP claims per 1,000 residents against 8.1.

Provenance

NOAA NCEI Storm Events through 30 Jun 2026; OpenFEMA DisasterDeclarationsSummaries v2 refreshed 29 Sep 2026; OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipResidentialPenetrationRates v1 (3 Aug 2026); FEMA National Risk Index December 2025; US Census Bureau 2021 population and area. Built 30 Sep 2026. Methodology.