County Hazards

States › Indiana › Ripley County › ZIP 47034

ZIP code 47034, Ripley County, Indiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 17 NFIP claims for ZIP 47034 (Ripley County, Indiana), with $113K paid on 10 claims since 1978.

That is 85% of the 20 claims recorded across Ripley County. The average paid claim in the ZIP is $11K, close to the county average of $10K and the Indiana average of $20K.

FEMA counts 2 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 11 residential flood policies in force, covering 0.1% of residential structures.

17NFIP claims since 1978
10paid claims
$113Ktotal paid
$11Kaverage paid claim

Compared with the county and state

MeasureZIP 47034RipleyIndianaUS
Claims since 1978172019,7872,680,429
Share of claims paid59%60%79%78%
Average paid claim$11K$10K$20K$43K
Share of county claims85.0%100%——
Repetitive-loss properties221,749—

Claims by year of loss

197820022026
NFIP claims in ZIP 47034 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s0$0
1990s1$1,956
2000s2$35,092
2010s1$19,660
2020s13$56,261
Year of lossClaimsPaid claimsAmount paidAverage paid
202622$7,223$3,611
2021114$49,039$12,260
201611$19,660$19,660
200911$18,998$18,998
200311$16,095$16,095
199611$1,956$1,956

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Ripley County

Ripley County has 658 weather events in the NCEI record since 1950 (27 in the last 12 months), 17 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 162; hurricane-strength tracks within 50 miles: 0.

Hail: 77 · Tornado: 25 · Flood: 162 · Wind: 256 · Winter: 122 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 47034?

17 claims since 1978 in the OpenFEMA NFIP claims file, 10 of them with a payment.

How much has the NFIP paid out in ZIP 47034?

$113K across 10 paid claims (building, contents and increased-cost-of-compliance payments combined), about $11K per paid claim.

Which year had the most flood claims in 47034?

2021, with 11 claims and $49K paid.

What county is ZIP 47034 in?

Most claims in this ZIP carry the county code for Ripley County, Indiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.