County Hazards

States › Indiana › Brown County › ZIP 47448

ZIP code 47448, Brown County, Indiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 47448, in Brown County, Indiana, has 120 National Flood Insurance Program claims in the OpenFEMA record since 1978, 99 of them paid for a total of $4.1M.

That is 75% of the 160 claims recorded across Brown County. The average paid claim in the ZIP is $41K, close to the county average of $38K and the Indiana average of $20K.

FEMA counts 17 repetitive-loss properties and 4 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 71 residential flood policies in force, covering 0.8% of residential structures.

120NFIP claims since 1978
99paid claims
$4.1Mtotal paid
$41Kaverage paid claim

Compared with the county and state

MeasureZIP 47448BrownIndianaUS
Claims since 197812016019,7872,680,429
Share of claims paid83%83%79%78%
Average paid claim$41K$38K$20K$43K
Share of county claims75.0%100%——
Repetitive-loss properties17241,749—

Claims by year of loss

197820022026
NFIP claims in ZIP 47448 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s2$9,941
1990s18$109,603
2000s47$1,516,252
2010s43$1,934,390
2020s10$506,416
Year of lossClaimsPaid claimsAmount paidAverage paid
202511$84,013$84,013
202133$88,546$29,515
202066$333,857$55,643
20191911$693,958$63,087
20152219$1,218,020$64,106
201311$15,980$15,980
201011$6,431$6,431
20083431$1,445,399$46,626
200711$1,526$1,526
200622$27,477$13,739
200532$11,317$5,659
200421$12,841$12,841
200321$2,030$2,030
200111$1,472$1,472
200022$14,189$7,095
199911$9,304$9,304
199822$3,840$1,920
199654$21,017$5,254
199410$0—
199354$52,061$13,015
199110$0—
199033$23,382$7,794
198911$9,699$9,699
198111$242$242

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Brown County

Brown County has 259 weather events in the NCEI record since 1950 (11 in the last 12 months), 17 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 32; hurricane-strength tracks within 50 miles: 0.

Hail: 39 · Tornado: 8 · Flood: 32 · Wind: 120 · Winter: 35 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 47448?

120 claims since 1978 in the OpenFEMA NFIP claims file, 99 of them with a payment.

How much has the NFIP paid out in ZIP 47448?

$4.1M across 99 paid claims (building, contents and increased-cost-of-compliance payments combined), about $41K per paid claim.

Which year had the most flood claims in 47448?

2008, with 34 claims and $1.4M paid.

What county is ZIP 47448 in?

Most claims in this ZIP carry the county code for Brown County, Indiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.