County Hazards

States › Indiana › Orange County › ZIP 47469

ZIP code 47469, Orange County, Indiana

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 78 NFIP claims for ZIP 47469 (Orange County, Indiana), with $509K paid on 65 claims since 1978.

That is 69% of the 113 claims recorded across Orange County. The average paid claim in the ZIP is $8K, lower than the county average of $15K and the Indiana average of $20K.

FEMA counts 9 repetitive-loss properties and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 29 residential flood policies in force, covering 0.3% of residential structures.

78NFIP claims since 1978
65paid claims
$509Ktotal paid
$8Kaverage paid claim

Compared with the county and state

MeasureZIP 47469OrangeIndianaUS
Claims since 19787811319,7872,680,429
Share of claims paid83%80%79%78%
Average paid claim$8K$15K$20K$43K
Share of county claims69.0%100%——
Repetitive-loss properties9141,749—

Claims by year of loss

197820022026
NFIP claims in ZIP 47469 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s2$8,945
1980s21$79,726
1990s18$102,089
2000s27$261,826
2010s10$56,848
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201811$7,017$7,017
201711$3,362$3,362
201433$8,638$2,879
201153$37,831$12,610
2008129$152,269$16,919
200666$60,113$10,019
200522$6,613$3,307
200455$39,354$7,871
200211$2,813$2,813
200111$664$664
199675$31,485$6,297
1990117$70,604$10,086
19851210$23,383$2,338
198377$54,594$7,799
198222$1,749$874
197922$8,945$4,473

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Orange County

Orange County has 298 weather events in the NCEI record since 1950 (12 in the last 12 months), 19 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 43; hurricane-strength tracks within 50 miles: 0.

Hail: 63 · Tornado: 23 · Flood: 43 · Wind: 126 · Winter: 35 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 47469?

78 claims since 1978 in the OpenFEMA NFIP claims file, 65 of them with a payment.

How much has the NFIP paid out in ZIP 47469?

$509K across 65 paid claims (building, contents and increased-cost-of-compliance payments combined), about $8K per paid claim.

Which year had the most flood claims in 47469?

1985, with 12 claims and $23K paid.

What county is ZIP 47469 in?

Most claims in this ZIP carry the county code for Orange County, Indiana; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.