County Hazards

States › North Dakota › Barnes County › ZIP 58072

ZIP code 58072, Barnes County, North Dakota

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

OpenFEMA lists 375 NFIP claims for ZIP 58072 (Barnes County, North Dakota), with $2.5M paid on 289 claims since 1978.

That is 96.4% of the 389 claims recorded across Barnes County. The average paid claim in the ZIP is $9K, close to the county average of $9K and the North Dakota average of $24K.

FEMA counts 13 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 114 residential flood policies in force, covering 2.2% of residential structures.

375NFIP claims since 1978
289paid claims
$2.5Mtotal paid
$9Kaverage paid claim

Compared with the county and state

MeasureZIP 58072BarnesNorth DakotaUS
Claims since 197837538913,3072,680,429
Share of claims paid77%77%81%78%
Average paid claim$9K$9K$24K$43K
Share of county claims96.4%100%——
Repetitive-loss properties1314240—

Claims by year of loss

197820022026
NFIP claims in ZIP 58072 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s69$86,678
1980s8$8,324
1990s157$485,291
2000s62$961,952
2010s78$1,002,353
2020s1$0
Year of lossClaimsPaid claimsAmount paidAverage paid
202210$0—
20134337$386,930$10,458
20113532$615,423$19,232
20096148$959,439$19,988
200711$2,513$2,513
199910$0—
199862$4,816$2,408
19974334$170,032$5,001
19961714$90,586$6,470
199575$47,437$9,487
19938350$172,420$3,448
198365$5,132$1,026
198021$3,193$3,193
19796960$86,678$1,445

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Barnes County

Barnes County has 911 weather events in the NCEI record since 1950 (12 in the last 12 months), 35 federal disaster declarations, and an overall National Risk Index rating of "Relatively Low". Flood-type events recorded in the county: 31; hurricane-strength tracks within 50 miles: 0.

Hail: 331 · Tornado: 66 · Flood: 31 · Wind: 203 · Winter: 176 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 58072?

375 claims since 1978 in the OpenFEMA NFIP claims file, 289 of them with a payment.

How much has the NFIP paid out in ZIP 58072?

$2.5M across 289 paid claims (building, contents and increased-cost-of-compliance payments combined), about $9K per paid claim.

Which year had the most flood claims in 58072?

1993, with 83 claims and $172K paid.

What county is ZIP 58072 in?

Most claims in this ZIP carry the county code for Barnes County, North Dakota; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 30 Sep 2026. See the guide to redacted NFIP claims and the methodology.