County Hazards

States › Illinois › Cass County › ZIP 62618

ZIP code 62618, Cass County, Illinois

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 62618, in Cass County, Illinois, has 100 National Flood Insurance Program claims in the OpenFEMA record since 1978, 82 of them paid for a total of $612K.

That is 59.9% of the 167 claims recorded across Cass County. The average paid claim in the ZIP is $7K, close to the county average of $7K and the Illinois average of $14K.

FEMA counts 1 repetitive-loss property and 1 severe repetitive-loss property in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 126 residential flood policies in force, covering 2.5% of residential structures.

100NFIP claims since 1978
82paid claims
$612Ktotal paid
$7Kaverage paid claim

Compared with the county and state

MeasureZIP 62618CassIllinoisUS
Claims since 197810016752,8902,680,429
Share of claims paid82%80%78%78%
Average paid claim$7K$7K$14K$43K
Share of county claims59.9%100%——
Repetitive-loss properties144,160—

Claims by year of loss

197820022026
NFIP claims in ZIP 62618 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s18$160,405
1980s44$131,260
1990s22$97,533
2000s6$50,083
2010s8$167,914
2020s2$4,729
Year of lossClaimsPaid claimsAmount paidAverage paid
202021$4,729$4,729
201333$131,820$43,940
201111$16,098$16,098
201044$19,997$4,999
200811$9,829$9,829
200254$40,254$10,064
199555$39,719$7,944
19931710$57,814$5,781
198910$0—
1985139$72,307$8,034
198352$3,538$1,769
19822524$55,415$2,309
19791818$160,405$8,911

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Cass County

Cass County has 319 weather events in the NCEI record since 1950 (14 in the last 12 months), 21 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 36; hurricane-strength tracks within 50 miles: 0.

Hail: 57 · Tornado: 18 · Flood: 36 · Wind: 114 · Winter: 54 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 62618?

100 claims since 1978 in the OpenFEMA NFIP claims file, 82 of them with a payment.

How much has the NFIP paid out in ZIP 62618?

$612K across 82 paid claims (building, contents and increased-cost-of-compliance payments combined), about $7K per paid claim.

Which year had the most flood claims in 62618?

1982, with 25 claims and $55K paid.

What county is ZIP 62618 in?

Most claims in this ZIP carry the county code for Cass County, Illinois; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.