County Hazards

States › Illinois › Cass County › ZIP 62627

ZIP code 62627, Cass County, Illinois

National Flood Insurance Program claims and payouts recorded for this ZIP code, with county context.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NFIP claims as of 8 Sep 2026.

ZIP code 62627, in Cass County, Illinois, has 35 National Flood Insurance Program claims in the OpenFEMA record since 1978, 25 of them paid for a total of $225K.

That is 21% of the 167 claims recorded across Cass County. The average paid claim in the ZIP is $9K, close to the county average of $7K and the Illinois average of $14K.

FEMA counts 2 repetitive-loss properties and 0 severe repetitive-loss properties in the ZIP (properties with two or more paid flood claims); their locations are not published.

At county level FEMA counts 126 residential flood policies in force, covering 2.5% of residential structures.

35NFIP claims since 1978
25paid claims
$225Ktotal paid
$9Kaverage paid claim

Compared with the county and state

MeasureZIP 62627CassIllinoisUS
Claims since 19783516752,8902,680,429
Share of claims paid71%80%78%78%
Average paid claim$9K$7K$14K$43K
Share of county claims21.0%100%——
Repetitive-loss properties244,160—

Claims by year of loss

197820022026
NFIP claims in ZIP 62627 by year of loss, 1978 to 2026.
DecadeClaimsPaid
1970s0$0
1980s5$6,742
1990s20$73,007
2000s5$114,047
2010s5$31,291
2020s0$0
Year of lossClaimsPaid claimsAmount paidAverage paid
201910$0—
201633$31,291$10,430
201010$0—
200254$114,047$28,512
199666$31,500$5,250
199511$8,547$8,547
199433$23,334$7,778
199384$9,626$2,406
199020$0—
198521$803$803
198233$5,939$1,980

Claims are counted by year of loss as recorded in OpenFEMA's redacted NFIP claims file; amounts combine building, contents and increased-cost-of-compliance payments. ZIP codes in the file are the policyholder's reported ZIP.

County context: Cass County

Cass County has 319 weather events in the NCEI record since 1950 (14 in the last 12 months), 21 federal disaster declarations, and an overall National Risk Index rating of "Very Low". Flood-type events recorded in the county: 36; hurricane-strength tracks within 50 miles: 0.

Hail: 57 · Tornado: 18 · Flood: 36 · Wind: 114 · Winter: 54 — full county page.

Questions and answers

How many flood insurance claims have been filed in ZIP 62627?

35 claims since 1978 in the OpenFEMA NFIP claims file, 25 of them with a payment.

How much has the NFIP paid out in ZIP 62627?

$225K across 25 paid claims (building, contents and increased-cost-of-compliance payments combined), about $9K per paid claim.

Which year had the most flood claims in 62627?

1993, with 8 claims and $10K paid.

What county is ZIP 62627 in?

Most claims in this ZIP carry the county code for Cass County, Illinois; ZIP codes can cross county lines. The county page carries the storm record, declarations and risk index for the area.

Provenance

OpenFEMA NfipClaims v3 (as of 8 Sep 2026) and NfipMultipleLossProperties v1 (2 Aug 2026), aggregated by ZIP code and year of loss on this site; no property-level record is shown. County storm figures from NOAA NCEI through 30 Jun 2026. Built 1 Oct 2026. See the guide to redacted NFIP claims and the methodology.